Motilal Oswal Large Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.4%
Yeh duniya mein invest karna ek bada jatna hai, lekin ek achha SEBI-registered financial advisor aapko right direction mein le ja sakta hai. Aaj hum aapko do bade fund ke beech ka comparison karne jaa rahe hain - Motilal Oswal Large Cap Fund aur Nippon India Large Cap Fund. Ye dono fund Large Cap category mein hain aur aapko pata chalne wala hai ki konsa fund aapki future ke liye behtar hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 98.75 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.25 |
| Sharpe Ratio | 0.46 | 0.73 |
| 1 Year Return (%) | -1.96% | -0.91% |
| 3 Year Return (%) | 12.12% | 15.4% |
| 5 Year Return (%) | 12.11% | 16.46% |
| Since Launch (%) | 14.83% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B (Nippon India Large Cap Fund) aapke liye behtar fund hai. Iska 3Y return 15.4% hai, jo ki Fund A (Motilal Oswal Large Cap Fund) ka 3Y return se zyada hai. Sath hi, Fund B ka expense ratio bhi Fund A ke expense ratio se kam hai, jisse aapko paisa bachega. Aur riskometer bhi dono fund nein high hai, lekin Fund B ka Sharpe ratio Fund A ke Sharpe ratio se zyada hai, jisse aapko behtar risk-adjusted returns milenge.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Agar aap ek monthly SIP ke liye 10+ saal ke liye invest karna chahte hain, to Fund B (Nippon India Large Cap Fund) aapke liye behtar fund hai. Iska 5Y return 16.46% hai, jo ki Fund A ka 5Y return se zyada hai, aur iska expense ratio bhi Fund A ke expense ratio se kam hai. Chaliye, Fund B ka asset allocation bhi Fund A ke asset allocation se zyada stable hai, jisse aapke paisa secure rahega.
⚠️ Risk & Cost Analysis
Riskometer aur volatility dono fund mein high hai, lekin Fund B ka Sharpe ratio Fund A ke Sharpe ratio se zyada hai, jisse aapko behtar risk-adjusted returns milenge. Sath hi, Fund B ka expense ratio bhi Fund A ke expense ratio se kam hai, jisse aapko paisa bachega. Dekho, Fund B kya ek behtar fund hai risk aur cost ke matlab se.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A ka equity allocation 96% hai, jabki Fund B ka equity allocation 96.43% hai. Lekin, Fund B ka asset allocation Fund A ke asset allocation se zyada stable hai, jisse aapke paisa secure rahega. Sath hi, Fund A ka top holdings concentration Fund B ke top holdings concentration se zyada hai, jisse aapke paisa sector risk mein pad sakta hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B (Nippon India Large Cap Fund) aapke liye behtar fund hai, kyunki iska 5Y return 16.46% hai, jo ki Fund A ka 5Y return se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B aapke liye behtar fund hai kyunki iska Sharpe ratio Fund A ke Sharpe ratio se zyada hai, jisse aapko behtar risk-adjusted returns milenge.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B aapke liye behtar fund hai, kyunki iska expense ratio Fund A ke expense ratio se kam hai, jisse aapko paisa bachega.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price