Motilal Oswal Large Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.86%
Motilal Oswal Large Cap Fund aur Navi Mutual Fund Multi Cap Fund dono fund ek-ek ke category me aate hain. Dekho, hum aapko is post me inke beech ka comparison karenge aur aapko pata chalega ki kis fund mein aapka paisa safal dhang se lagaya ja sakta hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 15 |
| Sharpe Ratio | 0.46 | 0.96 |
| 1 Year Return (%) | -1.96% | 5.23% |
| 3 Year Return (%) | 12.12% | 20.86% |
| 5 Year Return (%) | 12.11% | 11.52% |
| Since Launch (%) | 14.83% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 52% |
🤖 AI Verdict – Which is Better?
Chaliye, hum isse pehle baat karte hain ki 3Y return ke hisaab se, expense ratio, aur risk me kis fund se aapka paisa adhik sahi seva dene wala hai. Navi Mutual Fund Multi Cap Fund isme se behtar hai lekin humein iski riskometer aur expense ratio ke baare me bhi sochne ka mauka hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Ek monthly SIP 10+ saal ke liye lagane ke liye, hum in dono fund ke 1Y aur 5Y return ko dekhenge. Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% hai, jo Motilal Oswal Large Cap Fund ki 5Y return 12.11% se kam hai, lekin iske expense ratio 1.68% bhi hai, jo Motilal Oswal Large Cap Fund ki 0.82% se adhik hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Motilal Oswal Large Cap Fund aur Navi Mutual Fund Multi Cap Fund dono hi "Very High" risk category me aate hain. Lekin Sharpe ratio ke hisaab se, Navi Mutual Fund Multi Cap Fund 0.96 ke saath adhik accha hai. Expense ratio ke hisaab se, Motilal Oswal Large Cap Fund 0.82% ke saath kam cost wala hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Motilal Oswal Large Cap Fund 96% equity aur 4% T-Bills se jude hai, jo Navi Mutual Fund Multi Cap Fund ki 97% equity aur 3% T-Bills se kam hai. Top 3 holdings ke hisaab se, dono fund mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. shamil hain, lekin unki concentration aur sector risk ke hisaab se, Motilal Oswal Large Cap Fund adhik diversified hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run mein, Motilal Oswal Large Cap Fund ka 5Y return 12.11% hai, jo Navi Mutual Fund Multi Cap Fund ki 11.52% return se adhik hai.
Q2: Is the higher risk fund worth it?
Navi Mutual Fund Multi Cap Fund ka higher risk aur volatility 15 se jude hai, lekin Sharpe ratio 0.96 ke saath adhik accha hai. Haan, yeh fund worth hai lekin aapko apne risk management strategy ko follow karna hoga.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund ka expense ratio 0.82% hai, jo Navi Mutual Fund Multi Cap Fund ki 1.68% se kam hai. Haan, Motilal Oswal Large Cap Fund adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price