Motilal Oswal Large Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Dekho, aapke paas do bade fund hain, Motilal Oswal Large Cap Fund aur Navi Mutual Fund Large Cap Fund. Ye dono fund Large Cap category mein aate hain. Aaj hum aapko batayenge ki kis fund mein invest karna achha hai aur kya fund aapke SIP ke liye better hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.72 |
| Sharpe Ratio | 0.46 | 0.64 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 30% |
🤖 AI Verdict – Which is Better?
Chaliye, hum dekhenge ki 3Y return, expense ratio, aur risk ke adhar par kis fund se lekar long-term wealth creation hai. Motilal Oswal Large Cap Fund ka 3Y return 12.12% hai, lekin expense ratio 0.82% hai. Navi Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Haan, Navi Mutual Fund Large Cap Fund aapke liye better hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Sach ye hai, SIP ke liye consistency aur return stability dono zaroori hain. Motilal Oswal Large Cap Fund ka 1Y return -1.96% hai, lekin Navi Mutual Fund Large Cap Fund ka 1Y return -4.02% hai. Chaliye, Navi Mutual Fund Large Cap Fund aapke SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Hum riskometer, volatility, Sharpe ratio, aur expense ratio ke liye dekhte hain. Motilal Oswal Large Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.46 hai. Navi Mutual Fund Large Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.64 hai. Haan, Navi Mutual Fund Large Cap Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings concentration ke liye dekhte hain. Dono fund mein Equity 96.00% aur T-Bills 4.00% hai. Top holdings mein HDFC Bank Ltd. aur ICICI Bank Ltd. dono fund mein aate hain. Haan, portfolio diversification ke liye Navi Mutual Fund Large Cap Fund better hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Navi Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, jo Motilal Oswal Large Cap Fund ka 5Y return 12.11% se kam hai. Lekin Navi Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, jo Motilal Oswal Large Cap Fund ka 3Y return 12.12% se adhik hai. Haan, Navi Mutual Fund Large Cap Fund aapke long run return ke liye better hai.
Q2: Is the higher risk fund worth it?
Navi Mutual Fund Large Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.64 hai, jo Motilal Oswal Large Cap Fund ka Sharpe ratio 0.46 se adhik hai. Haan, Navi Mutual Fund Large Cap Fund aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Navi Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo Motilal Oswal Large Cap Fund ka expense ratio 0.82% se kam hai. Haan, Navi Mutual Fund Large Cap Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price