Motilal Oswal Large Cap Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
12.03%
Ab aapke paas do bade mutual fund options hain - Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund. Ye dono fund large cap aur mid cap category mein aate hain. Aaj hum aapko bataenge ki in dono fund ke beech kya farak hai aur kis fund mein investment karna achha hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Mirae Asset |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 13.56 | 38.13 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 14.96 |
| Sharpe Ratio | 0.46 | 0.37 |
| 1 Year Return (%) | -1.96% | 2.41% |
| 3 Year Return (%) | 12.12% | 12.03% |
| 5 Year Return (%) | 12.11% | 9.36% |
| Since Launch (%) | 14.83% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 26% | 47% |
🤖 AI Verdict – Which is Better?
Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund dono mein large cap category ka fund hai, lekin Motilal Oswal Large Cap Fund 3 saal ka return 12.12% ka de raha hai, jiski tule se Mirae Asset Mid Cap Fund 12.03% ka return de raha hai. Lekin expense ratio ke hisaab se Motilal Oswal Large Cap Fund kam expensive hai. Lekin riskometer ka hisaab dekar, dono fund very high risk ka hain, lekin Motilal Oswal Large Cap Fund ki volatility 12.29% hai aur Mirae Asset Mid Cap Fund ki volatility 14.96% hai. Sharpe ratio ke hisaab se bhi Motilal Oswal Large Cap Fund better hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Ek monthly SIP ke liye Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund ke beech mehnat aur return ki stability ka hisaab lete hai. Motilal Oswal Large Cap Fund ki consistency better hai aur iska 1 saal ka return -1.96% hai, jiska tule Mirae Asset Mid Cap Fund ka 2.41% ka return. Lekin long-term investment ke liye Mirae Asset Mid Cap Fund ke 3 saal aur 5 saal ka return better hai.
⚠️ Risk & Cost Analysis
Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund dono mein hain very high risk, lekin expense ratio aur volatility ke hisaab se Motilal Oswal Large Cap Fund better hai. Motilal Oswal Large Cap Fund ki expense ratio 0.82% hai, jiska tule Mirae Asset Mid Cap Fund ki expense ratio 1.67% hai. Sharpe ratio ke hisaab se bhi Motilal Oswal Large Cap Fund better hai.
📊 Portfolio Diversification
Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund ke asset allocation ke hisaab se dekhte hai, to Motilal Oswal Large Cap Fund mein equity ke hisaab se 96% aur t-bills ke hisaab se 4% hai. Lekin Mirae Asset Mid Cap Fund mein equity ke hisaab se 97.85% hai. Top holdings concentration ke hisaab se bhi Motilal Oswal Large Cap Fund best hai, jisme HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hain.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Motilal Oswal Large Cap Fund ke 5 saal ka return 12.11% hai, jiska tule Mirae Asset Mid Cap Fund ke 5 saal ka return 9.36% hai, lekin 3 saal ka return Mirae Asset Mid Cap Fund ka jyada hai, 12.03%.
Q2: Is the higher risk fund worth it?
Motilal Oswal Large Cap Fund aur Mirae Asset Mid Cap Fund dono mein very high risk hai, lekin Motilal Oswal Large Cap Fund ki volatility 12.29% hai, jiska tule Mirae Asset Mid Cap Fund ki volatility 14.96% hai. Sharpe ratio ke hisaab se bhi Motilal Oswal Large Cap Fund better hai.
Q3: Which fund is more cost‑effective?
Motilal Oswal Large Cap Fund ki expense ratio 0.82% hai, jiska tule Mirae Asset Mid Cap Fund ki expense ratio 1.67% hai, isliye Motilal Oswal Large Cap Fund kam expensive hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price