Motilal Oswal Large Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.73%
Dekho, aapko yahaan do fund ke baare mein jaankari mil jayegi - Motilal Oswal Large Cap Fund aur Mirae Asset ELSS Tax Saver Fund. Ye dono fund bahut hi chote samay ke liye kya sunishchit karte hain, aur kya aapke long-term wealth creation ke liye achhe hain, iske baare mein hum jaanenge.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Mirae Asset |
| Category | Large Cap | ELSS |
| NAV (₹) | 13.56 | 48.73 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.85 |
| Sharpe Ratio | 0.46 | 0.59 |
| 1 Year Return (%) | -1.96% | 2.19% |
| 3 Year Return (%) | 12.12% | 14.73% |
| 5 Year Return (%) | 12.11% | 12.52% |
| Since Launch (%) | 14.83% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 26% | 69% |
🤖 AI Verdict – Which is Better?
Haan, hum jaante hain ki 3Y return aur expense ratio ke hisaab se long-term wealth creation ke liye Mirae Asset ELSS Tax Saver Fund better hai. Lekin expense ratio ke hisaab se Motilal Oswal Large Cap Fund kam expensive hai. Sach ye hai, ki Mirae Asset ELSS Tax Saver Fund aapke long-term investment ke liye adhik achha fund hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Chaliye, hum jaante hain ki SIP ke liye Mirae Asset ELSS Tax Saver Fund achha hai. Iska 1Y return 2.19% hai aur 3Y return 14.73% hai. Lekin Motilal Oswal Large Cap Fund ka 1Y return -1.96% hai aur 3Y return 12.12% hai. Dekho, Mirae Asset ELSS Tax Saver Fund SIP ke liye adhik stable hai.
⚠️ Risk & Cost Analysis
Lekein, hum jaante hain ki riskometer ke hisaab se dono fund very high rishit hai. Lekin volatility ke hisaab se Mirae Asset ELSS Tax Saver Fund 13.85 hai, jo Motilal Oswal Large Cap Fund ke 12.29 se adhik hai. Sharpe ratio ke hisaab se Mirae Asset ELSS Tax Saver Fund 0.59 hai, jo Motilal Oswal Large Cap Fund ke 0.46 se adhik hai. Lekin expense ratio ke hisaab se Motilal Oswal Large Cap Fund 0.82% hai, jo Mirae Asset ELSS Tax Saver Fund ke 1.62% se kam hai. Sach ye hai, ki Mirae Asset ELSS Tax Saver Fund risk-adjusted return offer karta hai.
📊 Portfolio Diversification
Chaliye, hum jaante hain ki asset allocation ke hisaab se Mirae Asset ELSS Tax Saver Fund 99.11% equity hai, jo Motilal Oswal Large Cap Fund ke 96.00% se adhik hai. Lekin asset concentration ke hisaab se dono fund mein top 3 holdings ki concentration bahut hi adhik hai. Dekho, Mirae Asset ELSS Tax Saver Fund asset allocation ke liye adhik diversified hai.
Q1: Which fund gives better returns in the long run?
Mirae Asset ELSS Tax Saver Fund long-term return ke hisaab se better hai, lekin Motilal Oswal Large Cap Fund expense ratio ke hisaab se kam expensive hai. Sach ye hai, ki Mirae Asset ELSS Tax Saver Fund long-term wealth creation ke liye adhik achha fund hai.
Q2: Is the higher risk fund worth it?
Haan, Mirae Asset ELSS Tax Saver Fund risk-adjusted return offer karta hai. Lekin volatility ke hisaab se dono fund very high rishit hai. Dekho, Mirae Asset ELSS Tax Saver Fund risk-adjusted return ke liye adhik achha fund hai.
Q3: Which fund is more cost-effective?
Haan, Motilal Oswal Large Cap Fund expense ratio ke hisaab se kam expensive hai. Lekin Mirae Asset ELSS Tax Saver Fund long-term wealth creation ke liye adhik achha fund hai. Dekho, Mirae Asset ELSS Tax Saver Fund long-term wealth creation ke liye adhik achha fund hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price