Motilal Oswal Large Cap Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.86%
Dekho, aaj hum do fundon ke beech comparison karne ja rahe hain - Motilal Oswal Large Cap Fund aur LIC Mutual Fund Multi Cap Fund. Ye donon fund Large Cap aur Multi Cap categories mein aate hain. Aapke paas 10+ saal ke investment ke liye koi option chunne ke liye ye comparison kafi mahatvapoorn hoga.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | LIC Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.9 |
| Sharpe Ratio | 0.46 | 1.03 |
| 1 Year Return (%) | -1.96% | 5.23% |
| 3 Year Return (%) | 12.12% | 20.86% |
| 5 Year Return (%) | 12.11% | 11.46% |
| Since Launch (%) | 14.83% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 38% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, agar aapka goal long-term wealth creation hai, to 3Y return, expense ratio, aur risk ke hisaab se to Motilal Oswal Large Cap Fund bhi aapke liye ek acha option ho sakta hai. Yah fund 3 saal mein 12.12% return kiya hai, jiska expense ratio 0.82% hai. Lekin, agar aap higher risk ka saamna kar sakta hain, to LIC Mutual Fund Multi Cap Fund bhi ek option ho sakta hai, jiska 3 saal mein return 20.86% hai, lekin expense ratio 1.68% hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
SIP ke liye aapko 10+ saal ke investment ke liye ek fund chahiye jo consistent return dete ho. Ismein Motilal Oswal Large Cap Fund bhi acha hai, jiska 5 saal mein return 12.11% hai. Ye fund asset allocation ke hisaab se bhi accha hai, jismein equity 96% aur T-Bills 4% hai. Lekin, LIC Mutual Fund Multi Cap Fund bhi consistent return dete hai, lekin iska asset allocation thoda alag hai, jismein equity 97% aur T-Bills 3% hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, Motilal Oswal Large Cap Fund aur LIC Mutual Fund Multi Cap Fund donon hi riski fund hain, lekin LIC Mutual Fund Multi Cap Fund volatility aur Sharpe ratio ke hisaab se thoda bhi riski hai. Lekin, expense ratio ke hisaab se, Motilal Oswal Large Cap Fund thoda cost-effective hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Motilal Oswal Large Cap Fund aur LIC Mutual Fund Multi Cap Fund donon hi diversified fund hain, lekin Motilal Oswal Large Cap Fund top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai, jo thoda alag hai. LIC Mutual Fund Multi Cap Fund bhi top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai, lekin asset allocation thoda alag hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5 saal ki return ke hisaab se, Motilal Oswal Large Cap Fund aur LIC Mutual Fund Multi Cap Fund donon hi achi performance kiye hain, lekin Motilal Oswal Large Cap Fund 5 saal mein 12.11% return kiya hai, jo LIC Mutual Fund Multi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haa, lekin aapko pata hona chahiye ki aap risk ka saamna kar sakein ya nahin. LIC Mutual Fund Multi Cap Fund volatility aur Sharpe ratio ke hisaab se thoda riski hai, lekin agar aap higher risk ka saamna kar sakein, to ye fund aapke liye acha ho sakta hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Motilal Oswal Large Cap Fund thoda cost-effective hai, jiska expense ratio 0.82% hai, jo LIC Mutual Fund Multi Cap Fund se zyada hai, jiska expense ratio 1.68% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price