Motilal Oswal Large Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Dekho, aapke paas do bade fund hain - Motilal Oswal Large Cap Fund aur LIC Mutual Fund Large Cap Fund. Dono fund ek hi category mein hain - Large Cap. Ye fund aapke long-term investment ke liye bahut hi acche hain. Aaj hum is article mein in dono fund ko compare karenge aur dekhein ki kis fund mein aapke paisa safal hoga.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.93 |
| Sharpe Ratio | 0.46 | 0.69 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 22% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Motilal Oswal Large Cap Fund better fund hai long-term wealth creation ke liye. Ye fund 3Y return mein 14.7% ka return diya hai, jiska expense ratio 0.52% hai. Lekin, dono fund ek hi riskometer - Very High par hai, lekin Motilal Oswal fund ka volatility thoda zyada hai - 12.29. Sharpe ratio mein bhi Motilal Oswal fund ka Sharpe ratio 0.46 hai, jo LIC Mutual Fund se kam hai - 0.69. Lekin, expense ratio mein LIC Mutual Fund thoda better hai. Lekin, overall Motilal Oswal fund better fund hai long-term wealth creation ke liye.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Chaliye, SIP suitablity ka case hum Motilal Oswal Large Cap Fund aur LIC Mutual Fund Large Cap Fund ke liye karne wale hain. SIP ke liye, aapko 10+ saal tak SIP chalana hoga. Lekin, Motilal Oswal fund ka 1Y return -1.96% hai, jiska 3Y return 12.12% hai. Lekin, LIC Mutual Fund ka 1Y return -4.02% hai, jiska 3Y return 14.7% hai. Ismein dikhayi dene waala hai ki LIC Mutual Fund ka return stability zyada hai, lekin Motilal Oswal fund ka 3Y return bhi bahut hi accha hai. Lekin, Motilal Oswal fund ka 1Y return thoda kam hai, lekin LIC Mutual Fund ka 1Y return bahut kam hai. Lekin, overall LIC Mutual Fund SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Lekein, riskometer aur volatility mein dono fund ek hi hai - Very High aur 12.29. Lekin, Sharpe ratio mein LIC Mutual Fund ka Sharpe ratio 0.69 hai, jo Motilal Oswal fund se zyada hai - 0.46. Lekin, expense ratio mein LIC Mutual Fund thoda better hai - 0.52%. Lekin, overall Motilal Oswal fund ka risk-adjusted return zyada hai, lekin LIC Mutual Fund ka Sharpe ratio zyada hai. Lekin, expense ratio mein LIC Mutual Fund thoda better hai.
📊 Portfolio Diversification
Portfolio diversification ka case hum asset allocation aur top holdings concentration ke liye karne wale hain. Dono fund ek hi asset allocation mein hain - Equity: 96.00% aur T-Bills: 4.00%. Lekin, top holdings concentration mein dono fund ek hi hain - HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%). Lekin, sabhi fund mein ek hi sector hai - Banking aur Energy. Lekin, sector risk mein LIC Mutual Fund ka sector risk thoda kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, LIC Mutual Fund Large Cap Fund 5Y/3Y returns mein better hai. Ye fund 5Y mein 12.03% ka return diya hai, jiska 3Y return 14.7% hai. Lekin, Motilal Oswal fund ka 3Y return bhi bahut hi accha hai - 12.12%.
Q2: Is the higher risk fund worth it?
Haan, Motilal Oswal fund ka volatility thoda zyada hai - 12.29. Lekin, Sharpe ratio mein LIC Mutual Fund ka Sharpe ratio 0.69 hai, jo Motilal Oswal fund se kam hai - 0.46. Lekin, overall Motilal Oswal fund ka risk-adjusted return zyada hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, LIC Mutual Fund Large Cap Fund expense ratio mein thoda better hai - 0.52%. Lekin, Motilal Oswal fund ka expense ratio 0.82% hai. Lekin, overall LIC Mutual Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price