Motilal Oswal Large Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
12.82%
Apne investment mein lagatar paise kamane ke liye, humein do bade funds ke beech mein chunav karna hoga. Fund A, Motilal Oswal Large Cap Fund aur Fund B, Kotak Mahindra Large Cap Fund dono ek hi category mein aate hain. Dekho, humein iske features ko compare karna hoga aur jaanana hoga ki kis fund ne long-term mein paise kamaye hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 635.60 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.32 |
| Sharpe Ratio | 0.46 | 0.56 |
| 1 Year Return (%) | -1.96% | -2.46% |
| 3 Year Return (%) | 12.12% | 12.82% |
| 5 Year Return (%) | 12.11% | 12.2% |
| Since Launch (%) | 14.83% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
Long-term mein paise kamane ke liye, Fund B, Kotak Mahindra Large Cap Fund better fund hai. Iski 3Y return 12.82% hai, jo Fund A se 0.7% jyaada hai. Lekin expense ratio bhi jaanana hoga, aur Fund A ke expense ratio 0.82% hai, jo Fund B ke 1.36% se kam hai. Riskometer bhi very high hai, lekin Fund A ke 12.29 volatility se Fund B ke 11.32 volatility kam hai. Haan, Fund B Sharpe ratio 0.56 se jyaada hai, jo iski risk-adjusted return ko dikhata hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A ki consistency aur return stability Fund B se jyaada hai. Fund A ki 5Y return 12.11% hai, jo Fund B ke 12.2% se kam hai. Dekho, Fund A ki expense ratio bhi kam hai, jo SIP ke liye achha hai.
⚠️ Risk & Cost Analysis
Ismein Fund A aur Fund B ki riskometer, volatility, Sharpe ratio aur expense ratio ka comparison hai. Fund B ki volatility 11.32 hai, jo Fund A ke 12.29 se kam hai. Sharpe ratio bhi Fund B ke 0.56 se jyaada hai. Lekin expense ratio Fund B ke 1.36% se kam hai. Haan, Fund A ne risk-adjusted return dikhaya hai, lekin Fund B ne bhi jyaada risk-adjusted return diya hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration mehen Fund A aur Fund B ki comparison hai. Dono fund ki asset allocation ek hi hai, lekin top holdings concentration mehen Fund A ki concentration Fund B se jyaada hai. Dekho, Fund A me HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9% hain. Haan, Fund B me bhi HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9% hain. Lekin sector risk Fund A me jyaada hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund B ki 5Y return 12.2% hai, jo Fund A ke 12.11% se jyaada hai. Haan, Fund B ki 3Y return 12.82% hai, jo Fund A ke 12.12% se jyaada hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund B ki volatility 11.32 hai, jo Fund A ke 12.29 se kam hai. Haan, Fund B ki Sharpe ratio 0.56 hai, jo Fund A ke 0.46 se jyaada hai.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund A ki expense ratio 0.82% hai, jo Fund B ke 1.36% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price