Motilal Oswal Large Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.42%
Dekho, aapke paas do funds hain, ek Large Cap Fund aur ek Small Cap Fund. Fund A, Motilal Oswal Large Cap Fund Direct Plan Growth, ek Large Cap Fund hai, jabki Fund B, ICICI Prudential Small Cap Fund Direct Plan Growth, ek Small Cap Fund hai. Ye pehla article hai jo aapko itne do funds ke beech ki tarah kahta hai aur aapko samajhne me madad karta hai ki kis fund se aapka Paisa behtar vittiya suraksha pradaan karta hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 13.56 | 96.92 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 17.48 |
| Sharpe Ratio | 0.46 | 0.51 |
| 1 Year Return (%) | -1.96% | 1.68% |
| 3 Year Return (%) | 12.12% | 15.42% |
| 5 Year Return (%) | 12.11% | 17.22% |
| Since Launch (%) | 14.83% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B, ICICI Prudential Small Cap Fund Direct Plan Growth, long-term vittiya suraksha ke liye behtar fund hai. Ye fund 3Y return mein 15.42% ka return deta hai, jabki Fund A, Motilal Oswal Large Cap Fund Direct Plan Growth, 12.12% ka return deta hai. Iske alawa, Fund B ka expense ratio Fund A ke expense ratio se kam hai. Haan, fund ki riskometer bhi very high hai, lekin sharpe ratio bhi Fund A ke sharpe ratio se upar hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Sabse pehle, hum SIP ke liye fund ki stability aur return consistency ka matalab lete hain. Dekho, Fund A ka 1Y return -1.96% hai, jabki Fund B ka 1Y return 1.68% hai. Isse hum samajh sakte hain ki Fund B SIP ke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, aur expense ratio ka matalab lete hain, to hum samajh sakte hain ki Fund B better risk-adjusted returns pradaan karta hai. Fund B ka riskometer very high hai, lekin sharpe ratio Fund A se upar hai. Iske alawa, Fund B ka expense ratio Fund A ke expense ratio se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka matalab lete hain, to hum samajh sakte hain ki Fund B asset allocation mein ek bahut hi thoda se T-Bills aur Cash & Equivalents hai, jabki Fund A mein ek bahut hi thoda se T-Bills aur Cash & Equivalents hai. Iske alawa, Fund B ka top holdings concentration Fund A ke top holdings concentration se kam hai. Haan, Fund B ka sector risk Fund A ke sector risk se upar hai, lekin ismein aapko koi bhi problem na ho.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, ICICI Prudential Small Cap Fund Direct Plan Growth, 5Y return mein 17.22% ka return deta hai, jabki Fund A, Motilal Oswal Large Cap Fund Direct Plan Growth, 12.11% ka return deta hai.
Q2: Is the higher risk fund worth it?
Fund B ka sharpe ratio Fund A ke sharpe ratio se upar hai, aur expense ratio Fund A ke expense ratio se kam hai. Haan, fund ki riskometer bhi very high hai, lekin ismein aapko koi bhi problem na ho.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio Fund A ke expense ratio se kam hai, aur sharpe ratio bhi Fund A ke sharpe ratio se upar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price