Motilal Oswal Large Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.43%
Kya aapko pata hai ki kis prakaar ki mutual funds aapko long-term wealth creation ke liye best option deta hai? Dekho, hum aapko Fund A: Motilal Oswal Large Cap Fund - Direct Plan - Growth aur Fund B: ICICI Prudential Multi Cap Fund - Regular Plan - Growth ke beech ka comparison karne ja rahe hain. Is article mein, hum aapko bataayenge ki kis fund mein long-term mein paisa lagane ke liye aapko invest karna chahiye.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.2 |
| Sharpe Ratio | 0.46 | 1.06 |
| 1 Year Return (%) | -1.96% | 6.9% |
| 3 Year Return (%) | 12.12% | 20.43% |
| 5 Year Return (%) | 12.11% | 17.37% |
| Since Launch (%) | 14.83% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
Haan, humne fund B ko long-term wealth creation ke liye better fund samjha hai. Fund B ka 3Y return 20.43% hai, jo ki fund A ka 3Y return 12.12% se adhik hai. Lekin, fund B ka expense ratio 1.74% hai, jo ki fund A ka expense ratio 0.82% se adhik hai. Riskometer aur volatility se bhi fund B ka risk higher hai. Lekin, fund B ka Sharpe ratio 1.06 hai, jo ki fund A ka Sharpe ratio 0.46 se adhik hai. Isliye, fund B ko long-term wealth creation ke liye better fund samjha hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Chaliye, aapke paas monthly SIP hai aur aap 10+ saal ke liye invest karna chahte hain. To, fund B aapke liye better fund hai. Fund B ka consistency aur return stability fund A ke mukable adhik hai. Fund B ka 5Y return 17.37% hai, jo ki fund A ka 5Y return 12.11% se adhik hai.
⚠️ Risk & Cost Analysis
Haan, fund B ka riskometer aur volatility fund A ke mukable adhik hai. Lekin, fund B ka Sharpe ratio fund A ka Sharpe ratio se adhik hai. Fund B ka expense ratio fund A ka expense ratio se adhik hai. Isliye, fund B ka risk-adjusted return fund A ke mukable adhik hai.
📊 Portfolio Diversification
Chaliye, aapko pata hai ki kis fund mein asset allocation aur top holdings concentration adhik hai. Fund B ka asset allocation fund A ke mukable adhik hai. Fund A ka asset allocation Equity: 96.00% aur T-Bills: 4.00% hai, jabki fund B ka asset allocation Equity: 97.97% hai. Fund A ka top holdings concentration fund B ke mukable kam hai. Fund A ka top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jabki fund B ka top 3 holdings BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), aur Jindal Steel Ltd. (2.73%) hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B ka 5Y return 17.37% hai, jo ki fund A ka 5Y return 12.11% se adhik hai. Isliye, fund B long-term mein aapko better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka Sharpe ratio fund A ka Sharpe ratio se adhik hai. Isliye, fund B ka risk-adjusted return fund A ke mukable adhik hai. Lekin, fund B ka expense ratio fund A ka expense ratio se adhik hai. Isliye, fund B ko chunne se pehle aapko saavdhani se sochne ki zaroorat hai.
Q3: Which fund is more cost-effective?
Chaliye, fund A ka expense ratio 0.82% hai, jo ki fund B ka expense ratio 1.74% se kam hai. Isliye, fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price