Motilal Oswal Large Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.43%
Chaliye, let's compare two popular funds from Motilal Oswal and ICICI Prudential. Fund A, Motilal Oswal Large Cap Fund, is a large-cap fund with a very high riskometer and high volatility. Fund B, ICICI Prudential Multi Cap Fund, is a multi-cap fund with a very high riskometer as well. Dekho, in this comparison, we'll see which fund is better for long-term wealth creation.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.45 |
| Sharpe Ratio | 0.46 | 1.04 |
| 1 Year Return (%) | -1.96% | 6.9% |
| 3 Year Return (%) | 12.12% | 20.43% |
| 5 Year Return (%) | 12.11% | 17.37% |
| Since Launch (%) | 14.83% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
Haan, based on 3Y return, expense ratio, and risk, I would say Fund B, ICICI Prudential Multi Cap Fund, is the better choice for long-term wealth creation. It has a higher 3Y return of 20.43% compared to Fund A's 12.12%. Lekin, Fund B also has a slightly higher expense ratio of 0.99% compared to Fund A's 0.82%. Sach ye hai, the benefits of higher returns outweigh the slightly higher costs.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Dekho, when it comes to SIP suitability, Fund A has a slight edge. It has a consistent track record with a 5Y return of 12.11%. Fund B, on the other hand, has a higher 3Y return but also higher volatility. Haan, for a monthly SIP for 10+ years, Fund A might be a better choice due to its stability and lower volatility.
⚠️ Risk & Cost Analysis
Chaliye, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Both funds have a very high riskometer, but Fund B has slightly higher volatility at 13.45. Lekin, Fund B also has a higher Sharpe ratio of 1.04 compared to Fund A's 0.46. Sach ye hai, the Sharpe ratio indicates that Fund B offers better risk-adjusted returns. Expense ratio-wise, Fund B is slightly higher at 0.99%.
📊 Portfolio Diversification
Dekho, when it comes to portfolio diversification, Fund A has a higher allocation to equity at 96.00%. Fund B, on the other hand, has an even higher allocation to equity at 97.97%. Lekin, Fund A has a slightly lower concentration in top holdings, with HDFC Bank Ltd., ICICI Bank Ltd., and Reliance Industries Ltd. making up 22.2% of the portfolio. Fund B, on the other hand, has BSE Ltd., Ultratech Cement Ltd., and Jindal Steel Ltd. making up 9.0% of the portfolio. Sach ye hai, Fund A is more diversified.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, based on 5Y return, Fund B, ICICI Prudential Multi Cap Fund, gives better returns in the long run with a return of 17.37% compared to Fund A's 12.11%.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund B, ICICI Prudential Multi Cap Fund, has a higher Sharpe ratio of 1.04, which indicates that it offers better risk-adjusted returns compared to Fund A's Sharpe ratio of 0.46.
Q3: Which fund is more cost-effective?
Haan, Fund A, Motilal Oswal Large Cap Fund, is more cost-effective with an expense ratio of 0.82% compared to Fund B's 0.99%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price