Motilal Oswal Large Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.81%
Dekho, sabse pehle humein fund ke category ko dekhna hoga. Dono funds large cap mein hai. Is article mein hum Fund A aur Fund B ke beech ki comparison karenge aur aapko bataenge ki fund aapke long-term wealth creation ke liye kyon aadharit hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 117.10 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.43 |
| Sharpe Ratio | 0.46 | 0.73 |
| 1 Year Return (%) | -1.96% | -2.39% |
| 3 Year Return (%) | 12.12% | 14.81% |
| 5 Year Return (%) | 12.11% | 14.18% |
| Since Launch (%) | 14.83% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 17% |
🤖 AI Verdict – Which is Better?
Chaliye fund ki comparison karein. Fund A ka 3Y return 12.12% hai, jabki Fund B ka 14.81% hai. Lekin expense ratio ke hisaab se Fund B 0.52% hai, jo Fund A ka 0.82% se kam hai. Isliye, risk ke hisaab se bhi Fund B aadharit hai. Sach ye hai, Fund B long-term wealth creation ke liye better fund hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP ke liye fund ki consistency aur return stability ka dhyan rakha jata hai. Fund A ka 1Y return -1.96% hai, jabki Fund B ka 3Y return 14.81% hai. Isliye, Fund B monthly SIP ke liye aadharit hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se hum fund ki comparison karenge. Fund A ka riskometer very high hai, jabki Fund B ka 11.43 hai. Lekin Sharpe ratio ke hisaab se Fund B 0.73 hai, jo Fund A ka 0.46 se jyada hai. Isliye, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Fund A aur Fund B ka asset allocation aur top holdings concentration ka comparison karein. Dono funds 96% equity aur 4% T-Bills mein invest karte hain. Lekin top holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. sabhi dono mein 8.5%, 7.8% aur 6.9% se hi hai. Isliye, dono funds mein sector risk hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 14.18% hai, jo Fund A ka 12.11% se jyada hai. Isliye, Fund B long-term mein better returns dete hain.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 11.43 hai, jo Fund A ka 12.29 se kam hai. Lekin Sharpe ratio ke hisaab se Fund B 0.73 hai, jo Fund A ka 0.46 se jyada hai. Isliye, Fund B better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo Fund A ka 0.82% se kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price