Motilal Oswal Large Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
11.02%
Dekho, aaj hum do large cap funds ka comparison karne ja rahe hain - Motilal Oswal Large Cap Fund aur HDFC Top 100 Fund. Yeh dono funds aapke long-term wealth creation ke liye kitne achhe hain, isse jaanne ke liye hum inmein se kuch parameters check karne wale hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 11.21 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.06 |
| Sharpe Ratio | 0.46 | 0.35 |
| 1 Year Return (%) | -1.96% | -2.86% |
| 3 Year Return (%) | 12.12% | 11.02% |
| 5 Year Return (%) | 12.11% | 10.33% |
| Since Launch (%) | 14.83% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Humara verdict clear hai - Motilal Oswal Large Cap Fund better hai long-term wealth creation ke liye. 3Y return, expense ratio, aur risk ke hisaab se, yeh fund aapke paiso ko badhne ke liye better hai. Expense ratio 0.82% hai, jo HDFC Top 100 Fund ka 1.52% se kam hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP ke liye, hum Motilal Oswal Large Cap Fund ko better samjhate hain. Is fund ne 3Y return mein 12.12% ka return diya hai, jiska stability hai. HDFC Top 100 Fund ka return 11.02% hai, lekin volatility 13.06 hai, jisse ismein risk hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, Motilal Oswal Large Cap Fund better hai. Yeh fund 0.46 ka Sharpe ratio hai, jo HDFC Top 100 Fund ka 0.35 se kam hai. Expense ratio bhi 0.82% hai, jo HDFC Top 100 Fund ka 1.52% se kam hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, dono funds ki asset allocation same hai - equity 96% aur T-Bills 4%. Lekin top holdings concentration ke hisaab se, Motilal Oswal Large Cap Fund better hai. HDFC Top 100 Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. ki holding 8.5% aur 7.8% hai, jo Motilal Oswal Large Cap Fund mein 8.5% aur 7.8% hai, lekin Reliance Industries Ltd. ki holding 6.9% hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Top 100 Fund ne 5Y return mein 10.33% ka return diya hai, lekin Motilal Oswal Large Cap Fund ne 5Y return mein 12.11% ka return diya hai, jiska stability hai.
Q2: Is the higher risk fund worth it?
Motilal Oswal Large Cap Fund ka volatility 12.29 hai, jisse ismein risk hai, lekin Sharpe ratio 0.46 hai, jo HDFC Top 100 Fund ka 0.35 se kam hai. Haan, yeh fund worth hai, lekin risk ke hisaab se.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund ka expense ratio 0.82% hai, jo HDFC Top 100 Fund ka 1.52% se kam hai. Haan, yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price