Motilal Oswal Large Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
11.02%
Ab aapke paas do bade fund hain - Motilal Oswal Large Cap Fund aur HDFC Top 100 Fund. Ye donon fund Large Cap category mein hain. Dekho, aapko is article mein in donon fund ke beech ki comparison ki jaayegi, aur aapko pata chalega ki kis fund ki zaroorat aapke portfolio ke liye hai. Haan, yeh jaanne ke liye ki aapka paisa kahan lagayenge?
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 14.66 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.05 |
| Sharpe Ratio | 0.46 | 0.35 |
| 1 Year Return (%) | -1.96% | -2.86% |
| 3 Year Return (%) | 12.12% | 11.02% |
| 5 Year Return (%) | 12.11% | 10.33% |
| Since Launch (%) | 14.83% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (Motilal Oswal Large Cap Fund) ne 5 varsh mein 12.11% ki return di hai, jabki Fund B (HDFC Top 100 Fund) ne 10.33% ki return di hai. Lekin expense ratio ke liye, Fund B kam aata hai. Aur riskometer ke hisab se, donon fund very high risk category mein hain. Toh, aapko lagta hai ki Fund A kya? Haan, ismein 3Y return aur expense ratio ka bada sahi hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A aur Fund B dono consistent hain, lekin Fund A ki return stability kaafi high hai. Dekho, 3Y return mein Fund A ne 12.12% ki return di hai, jabki Fund B ne 11.02% ki return di hai. Toh, SIP ke liye Fund A ki zaroorat aapke portfolio ke liye hai.
⚠️ Risk & Cost Analysis
Ab aapko riskometer, volatility aur Sharpe ratio ke hisab se kuch pata chal gaya hai. Dekho, Fund A ko very high riskometer mila hai, lekin Sharpe ratio kaafi accha hai - 0.46. Fund B ka riskometer bhi very high hai, lekin Sharpe ratio kam hai - 0.35. Volatility ke hisab se, Fund B ka ratio Fund A se kam hai - 13.05 vs 12.29. Toh, Fund A offer karta hai better risk-adjusted returns.
📊 Portfolio Diversification
Asset allocation ke hisab se, donon fund 96% equity aur 4% T-Bills mein invest karte hain. Dekho, top holdings mein HDFC Bank Ltd. aur ICICI Bank Ltd. dono fund mein 8.5% se zyada hain. Lekin, Fund A ka asset allocation Fund B se kam concentrated hai. Toh, Fund A mein sector risk kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 12.11% hai, jabki Fund B ki 10.33% hai. Toh, Fund A aapke long run investment ke liye bahut achha option hai.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 0.46 hai, jabki Fund B ka 0.35 hai. Isse pata chalta hai ki Fund A aapke risk-adjusted returns ke liye accha option hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.31% hai, jabki Fund A ki 0.82% hai. Isse pata chalta hai ki Fund B aapke pocket-friendly option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price