Motilal Oswal Large Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.78%
Agar aapko market mein investment karna hai, toh fir aapko fund kya chunna hai, uska decision karna chaahiye. Aaj hum do fundon ko compare karne ja rhe hain - Motilal Oswal Large Cap Fund aur HDFC Small Cap Fund. Ye do fund ek-dusre se kaisay alag hain, uska pata chalayenge.
Is article mein aapko pata chalega ki kis fund ka long-term wealth creation ke liye better hai, kis fund mein SIP karne ke liye better hai, aur kis fund mein kam risk hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 13.56 | 152.64 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 16.9 |
| Sharpe Ratio | 0.46 | 0.55 |
| 1 Year Return (%) | -1.96% | 0.2% |
| 3 Year Return (%) | 12.12% | 15.78% |
| 5 Year Return (%) | 12.11% | 18.08% |
| Since Launch (%) | 14.83% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 90.45% |
| Portfolio Turnover | 26% | 6% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum 3Y return, expense ratio, aur risk par dhyan dete hain. Dekho, Motilal Oswal Large Cap Fund ka 3Y return 12.12% hai, lekin HDFC Small Cap Fund ka 18.08% hai. Lekin HDFC Small Cap Fund ka expense ratio 0.73% hai, jo Motilal Oswal Large Cap Fund ka 0.82% se kam hai. Isliye, hum HDFC Small Cap Fund ko better fund ke roop mein chun sakte hain.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP suitabilit ke liye, hum consistency aur return stability par dhyan dete hain. Dekho, HDFC Small Cap Fund ka 1Y return 0.2% hai, jo Motilal Oswal Large Cap Fund ka -1.96% se kam hai. Isliye, HDFC Small Cap Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio par dhyan dete huye, hum dekhte hain ki HDFC Small Cap Fund kam risk hai. Yah fund ka riskometer Very High hai, lekin Sharpe ratio 0.55 hai, jo Motilal Oswal Large Cap Fund ka 0.46 se zyada hai. Isliye, HDFC Small Cap Fund mein better risk-adjusted returns miltay hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration par dhyan dete huye, hum dekhte hain ki HDFC Small Cap Fund mein asset allocation 90.45% hai, jo Motilal Oswal Large Cap Fund ka 96.00% se kam hai. Isliye, HDFC Small Cap Fund mein portfolio diversification hai, aur sector risk kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Small Cap Fund ka 5Y return 18.08% hai, jo Motilal Oswal Large Cap Fund ka 12.11% se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Small Cap Fund ka volatility 16.9 hai, jo Motilal Oswal Large Cap Fund ka 12.29 se kam hai. Lekin HDFC Small Cap Fund ka Sharpe ratio 0.55 hai, jo Motilal Oswal Large Cap Fund ka 0.46 se zyada hai. Isliye, HDFC Small Cap Fund worth hai.
Q3: Which fund is more cost-effective?
HDFC Small Cap Fund ka expense ratio 0.73% hai, jo Motilal Oswal Large Cap Fund ka 0.82% se kam hai. Isliye, HDFC Small Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price