Motilal Oswal Large Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
7.4%
Dekho, aaj hum do mutual funds ki comparison karne ja rhe hain - Motilal Oswal Large Cap Fund aur HDFC Infra Fund. Ye dono fund alag-alag categories mein aate hain - Large Cap aur Thematic. Is article mein, hum aapko ye sab jankari dege ki aapko konsa fund aapke investment ke liye suitable hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 13.56 | 33.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.29 | 14.88 |
| Sharpe Ratio | 0.46 | 0.06 |
| 1 Year Return (%) | -1.96% | 6.36% |
| 3 Year Return (%) | 12.12% | 7.4% |
| 5 Year Return (%) | 12.11% | 6.49% |
| Since Launch (%) | 14.83% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 35% |
🤖 AI Verdict – Which is Better?
Chaliye, hamne dono fund ki comparison ki hai. Sach ye hai ki 3Y return aur expense ratio ke hisab se, Motilal Oswal Large Cap Fund better option hai. Is fund ne 12.12% ka return diya hai, jiski expense ratio 0.82% hai. Lekin, HDFC Infra Fund bhi ek achha option hai, jiski expense ratio bahut kam hai - 0.5%.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP ke liye, hum dono fund ki comparison karne ja rhe hain. Motilal Oswal Large Cap Fund ka 3Y return 12.12% hai, jiski expense ratio 0.82% hai. HDFC Infra Fund ka 3Y return 7.4% hai, jiski expense ratio 0.5% hai. Haan, HDFC Infra Fund ka return kam hai, lekin expense ratio bahut kam hai.
⚠️ Risk & Cost Analysis
Ab hum dono fund ki riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne ja rhe hain. Motilal Oswal Large Cap Fund ki riskometer Very High hai, jiski volatility 12.29 hai. HDFC Infra Fund ki riskometer Moderate hai, jiski volatility 14.88 hai. Sharpe ratio ka hisab se, Motilal Oswal Large Cap Fund bhi better hai.
📊 Portfolio Diversification
Ab hum dono fund ki asset allocation aur top holdings concentration ka comparison karne ja rhe hain. Motilal Oswal Large Cap Fund ka asset allocation 96% equity aur 4% T-bills mein hai. HDFC Infra Fund ka asset allocation 95% equity aur 5% T-bills mein hai. Haan, Motilal Oswal Large Cap Fund ka asset allocation thoda zyada equity mein hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: HDFC Infra Fund ka 5Y return 6.49% hai, jiski 3Y return 7.4% hai. Lekin, Motilal Oswal Large Cap Fund ka 5Y return 12.11% hai, jiski 3Y return 12.12% hai. Isliye, Motilal Oswal Large Cap Fund better option hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Motilal Oswal Large Cap Fund ka Sharpe ratio 0.46 hai, jiski volatility 12.29 hai. HDFC Infra Fund ka Sharpe ratio 0.06 hai, jiski volatility 14.88 hai. Isliye, Motilal Oswal Large Cap Fund risk-adjusted returns mein better hai.
Q3: Which fund is more cost-effective?
Ans: HDFC Infra Fund ki expense ratio 0.5% hai, jiski AUM 21926 Cr hai. Motilal Oswal Large Cap Fund ki expense ratio 0.82% hai, jiski AUM 53468 Cr hai. Isliye, HDFC Infra Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price