Motilal Oswal Large Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.86%
Chaliye dekho, aaj hum do mutual funds ka comparison karne wale hain: Motilal Oswal Large Cap Fund aur Groww Mutual Fund Multi Cap Fund. Ye dono fund very high riskometer category mein padte hain. Hum is article mein inki characteristics, returns, aur asset allocation ke baare mein jaanne wale hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.95 |
| Sharpe Ratio | 0.46 | 1.11 |
| 1 Year Return (%) | -1.96% | 5.23% |
| 3 Year Return (%) | 12.12% | 20.86% |
| 5 Year Return (%) | 12.11% | 0.27% |
| Since Launch (%) | 14.83% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Groww Mutual Fund Multi Cap Fund better hai. Iska 3Y return 20.86% hai, jo ki Motilal Oswal Large Cap Fund ki 12.12% se jyada hai. Lekin expense ratio aur riskometer ke liye hume Motilal Oswal Large Cap Fund ka hi preference dena chahiye.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Ek monthly SIP ke liye, Groww Mutual Fund Multi Cap Fund better hai. Iska 1Y return 5.23% hai, jo ki Motilal Oswal Large Cap Fund ki -1.96% se jyada hai. Lekin iska expense ratio 1.68% hai, jisse Motilal Oswal Large Cap Fund ka expense ratio 0.82% se kam hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Motilal Oswal Large Cap Fund better hai. Lekin expense ratio aur Sharpe ratio ke liye Groww Mutual Fund Multi Cap Fund better hai. Sharpe ratio 1.11 hai, jo ki Motilal Oswal Large Cap Fund ki 0.46% se jyada hai.
📊 Portfolio Diversification
Motilal Oswal Large Cap Fund mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) shamil hain. Groww Mutual Fund Multi Cap Fund mein HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) shamil hain. Asset allocation ke liye Motilal Oswal Large Cap Fund mein equity 96% aur T-Bills 4% hai, jisse Groww Mutual Fund Multi Cap Fund mein equity 97% aur T-Bills 3% hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Groww Mutual Fund Multi Cap Fund ka 3Y return 20.86% hai, jo ki Motilal Oswal Large Cap Fund ki 12.12% se jyada hai. Isliye, iska 5Y return bhi 12.11% hai, jo ki Motilal Oswal Large Cap Fund ki 12.11% se jyada hai.
Q2: Is the higher risk fund worth it?
Groww Mutual Fund Multi Cap Fund ka Sharpe ratio 1.11 hai, jo ki Motilal Oswal Large Cap Fund ki 0.46% se jyada hai. Lekin expense ratio ke liye Motilal Oswal Large Cap Fund better hai, jisse iska risk se jagruk investor ko Groww Mutual Fund Multi Cap Fund ka preference dena chahiye.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund ka expense ratio 0.82% hai, jo ki Groww Mutual Fund Multi Cap Fund ki 1.68% se kam hai. Isliye, Motilal Oswal Large Cap Fund cost effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price