Motilal Oswal Large Cap Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
6.93%
Aaj hum do mutual funds ke beech ka comparison karenge - Motilal Oswal Large Cap Fund aur Groww Mutual Fund Liquid Fund. Dekho, kya aapko pata hai ki ye donon funds kitne different hain. Ye report aapko dikhayega ki ye funds aapke pasar kyun achhe hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Groww Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 13.56 | 5622.79 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.29 | 0.11 |
| Sharpe Ratio | 0.46 | 3.91 |
| 1 Year Return (%) | -1.96% | 6.17% |
| 3 Year Return (%) | 12.12% | 6.93% |
| 5 Year Return (%) | 12.11% | 6.11% |
| Since Launch (%) | 14.83% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 203% |
🤖 AI Verdict – Which is Better?
Haan, humara verdict hai ki Groww Mutual Fund Liquid Fund aapke liye better hai. Ye fund 3Y return mein 6.93% ki growth dikhata hai, jiska expense ratio just 0.12% hai. Lekin, Motilal Oswal Large Cap Fund aapke liye bhi ek achha option hai, lekin iska expense ratio 0.82% hai. Riskometer ke hisab se, Motilal Oswal Large Cap Fund bahut zyada risk hai, lekin Groww Mutual Fund Liquid Fund kam risk hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP (Systematic Investment Plan) ke hisab se, Groww Mutual Fund Liquid Fund aapke liye achha hai. Ye fund kam risk mein aapko regular return dene ke liye suitable hai. Motilal Oswal Large Cap Fund bhi achha fund hai, lekin iska 3Y return 12.12% hai, jo Groww Mutual Fund Liquid Fund ki 6.93% se zyada hai. Lekin, Motilal Oswal Large Cap Fund aapke liye long-term wealth creation ke liye suitable hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Motilal Oswal Large Cap Fund bahut zyada risk hai, jiska riskometer Very High hai. Lekin, Sharpe ratio ke hisab se, Groww Mutual Fund Liquid Fund aapke liye better hai, jiska Sharpe ratio 3.91 hai. Volatility ke hisab se, Motilal Oswal Large Cap Fund 12.29% ki volatility dikhata hai, jiska Groww Mutual Fund Liquid Fund 0.11% ki volatility dikhata hai.
📊 Portfolio Diversification
Aapko pata hai ki mutual funds ke asset allocation aur top holdings concentration bahut zaroori hain. Motilal Oswal Large Cap Fund mein 96% equity aur 4% T-Bills hain, jiska Groww Mutual Fund Liquid Fund mein 65% T-Bills, 20% CD, 10% CP aur 5% cash hain. Top holdings ke hisab se, Motilal Oswal Large Cap Fund mein HDFC Bank, ICICI Bank aur Reliance Industries hain, jiska Groww Mutual Fund Liquid Fund mein State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hain.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Motilal Oswal Large Cap Fund 5Y return mein 12.11% ki growth dikhata hai, lekin Groww Mutual Fund Liquid Fund 5Y return mein 6.11% ki growth dikhata hai. Lekin, Motilal Oswal Large Cap Fund aapke liye long-term wealth creation ke liye suitable hai.
Q2: Is the higher risk fund worth it?
Haan, Motilal Oswal Large Cap Fund aapke liye long-term wealth creation ke liye suitable hai, lekin iska Sharpe ratio 0.46 hai, jo Groww Mutual Fund Liquid Fund ki 3.91 se bahut kam hai. Lekin, Motilal Oswal Large Cap Fund aapke liye better returns dene ke liye suitable hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Groww Mutual Fund Liquid Fund expense ratio mein 0.12% hai, jo Motilal Oswal Large Cap Fund ki 0.82% se bahut kam hai. Lekin, Motilal Oswal Large Cap Fund aapke liye long-term wealth creation ke liye suitable hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price