Motilal Oswal Large Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Yaar, today humein do fundon ka comparison karne mein hai - Motilal Oswal Large Cap Fund aur Groww Mutual Fund Large Cap Fund. Ye donon fund large cap category mein hain aur humein yeh jaanane ke liye hain ki kis fund mein nivesh karne se humein long-term mein better returns milenge.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.05 |
| Sharpe Ratio | 0.46 | 0.63 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye, hum ek baar aapko batate hain ki kis fund mein nivesh karne se aapko better returns milenge. Dekho, hum 3Y return, expense ratio aur risk par dhyan denge. Fund A ki 3Y return 12.12% hai, jabki Fund B ki 3Y return 14.7% hai. Expense ratio ke liye, Fund A ka expense ratio 0.82% hai, jabki Fund B ka expense ratio 0.52% hai. Haan, Fund A ka riskometer bhi very high hai. Lekin, sharpe ratio ke liye, Fund B kam risk mein better return de raha hai. Sach ye hai, Fund B aapko better returns de raha hai, lekin aapko iski risk ko bhi consider karna hoga.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP suitabilty ke liye, humein monthly SIP ke liye consistency aur return stability ka dhyan dena hoga. Dekho, Fund A ki 1Y return -1.96% hai, jabki Fund B ki 1Y return -4.02% hai. Lekin, 3Y return ke liye, Fund B 14.7% hai, jabki Fund A 12.12% hai. Haan, Fund A ki expense ratio Fund B ki tulna mein adhik hai. Sach ye hai, Fund B aapko better consistency aur return stability de raha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A ka riskometer very high hai, jabki Fund B ka riskometer bhi very high hai. Lekin, sharpe ratio ke liye, Fund B kam risk mein better return de raha hai. Expense ratio ke liye, Fund A ka expense ratio Fund B ki tulna mein adhik hai. Haan, Fund B ki volatility Fund A ki tulna mein kam hai. Sach ye hai, Fund B aapko better risk-adjusted returns de raha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, dono fundon ka asset allocation 96% equity aur 4% T-Bills mein hai. Lekin, top holdings concentration ke liye, dono fundon ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hain. Haan, Fund A ka top holdings concentration Fund B ki tulna mein kam hai. Sach ye hai, dono fundon ka portfolio diversification bahut kam hai, lekin Fund A ka top holdings concentration Fund B ki tulna mein kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B 5Y return 12.03% aur 3Y return 14.7% ke liye better returns de raha hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility Fund A ki tulna mein kam hai aur sharpe ratio bhi Fund A ki tulna mein adhik hai, lekin Fund A ka riskometer very high hai. Isliye, aapko yeh decision lene mein thoda dhyaan dena hoga.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 0.82% hai. Isliye, Fund B aapko more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price