Motilal Oswal Large Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Aapko aaj hum khaane wale Fund A aur Fund B ka comparison karne jaa rahe hain. Ye dono Fund Large Cap category mein aate hain aur aapko pata chalne vaale fund hain jo long-term wealth creation ke liye achhe hain. Aaj hum unke 3Y return, expense ratio, aur risk ke baare mein baat karenge.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.76 |
| Sharpe Ratio | 0.46 | 0.64 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B ne 3Y mein 14.7% return diya hai, jo ki Fund A ki 12.12% se zyada hai. Iske alaawa, Fund B ka expense ratio 0.52% hai, jo ki Fund A ka 0.82% se kam hai. Rishte mein, Fund B ka riskometer aur volatility Fund A ke saman hai. Toh hum kaha sakte hain ki Fund B long-term wealth creation ke liye acha fund hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karna chahte hain, to Fund A aapke liye behtar fund hai. Iske 5Y return fund B ke 12.03% se kam hain. Iske alaawa, Fund A ka asset allocation balance hai, jo ki Fund B ka asset allocation balance se kam hai. Lekin, Fund B ke returns Fund A ke returns se zyada stable hain.
⚠️ Risk & Cost Analysis
Hum pahle hi kha diya hai ki Fund B ka expense ratio Fund A ke saman hai, lekin Fund B ka sharpe ratio Fund A ke saman 0.64 hai. Iske alaawa, Fund B ka riskometer aur volatility Fund A ke saman hai. Lekin, Fund B ka 1Y return Fund A ke saman hai. Toh hum kaha sakte hain ki Fund B better risk-adjusted returns provide karta hai.
📊 Portfolio Diversification
Fund A aur Fund B dono ki asset allocation equity mein 96% hai aur T-Bills mein 4% hai. Iske alaawa, dono fundon ke top 3 holdings HDFC Bank, ICICI Bank, aur Reliance Industries hain. Lekin, Fund A ka asset allocation balance hai, jo ki Fund B ka asset allocation balance se kam hai. Iske alaawa, Fund A ka top holdings concentration Fund B ke top holdings concentration se kam hai. Toh hum kaha sakte hain ki Fund A portfolio diversification mein behtar hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund B ne 5Y mein 12.03% return diya hai, jo ki Fund A ki 12.11% se kam hai. Lekin, Fund B ka 3Y return Fund A se zyada hai. Toh Fund B long-term wealth creation ke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Ans: Fund B ka volatility aur sharpe ratio Fund A ke saman hai, lekin Fund B ka expense ratio Fund A se kam hai. Toh hum kaha sakte hain ki Fund B better risk-adjusted returns provide karta hai.
Q3: Which fund is more cost-effective?
Ans: Fund B ka expense ratio 0.52% hai, jo ki Fund A ka 0.82% se kam hai. Toh Fund B aapko puri duniya mein se sabse adhik cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price