Motilal Oswal Large Cap Fund vs DSP Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
6.77%
Kya aap apne invesments ki planning karne mein madad ke liye dono funds ke beech ka comparison karna chahte hain? Fund A, Motilal Oswal Large Cap Fund, ek Large Cap fund hai, jabki Fund B, DSP Mutual Fund Liquid Fund, ek Liquid fund hai. Is article mein, hum dono funds ke beech ka comparison karenge aur aapko pata chalayenge ki konsa fund aapke liye behtar hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | DSP Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 13.56 | 89.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.30 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.29 | 0.12 |
| Sharpe Ratio | 0.46 | 2.25 |
| 1 Year Return (%) | -1.96% | 2.95% |
| 3 Year Return (%) | 12.12% | 6.77% |
| 5 Year Return (%) | 12.11% | 5.92% |
| Since Launch (%) | 14.83% | 6.91% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 243% |
🤖 AI Verdict – Which is Better?
Haan, konsa fund aapke liye behtar hai? Chaliye, dekho Fund A ka 3Y return, jo 12.12% hai, aur expense ratio, jo 0.82% hai. Fund B ka 3Y return 6.77% hai, aur expense ratio 0.12% hai. Lekin, fund A ka riskometer bahut high hai, jabki fund B ka riskometer low hai. Sach ye hai, fund A long-term mein behtar return de sakta hai, lekin fund B ka expense ratio adhik kam hai. Haan, fund A hi behtar hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider DSP Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.77%
- AUM: 3.30 Lac Cr
- Sharpe Ratio: 2.25
📈 SIP Suitability
Aap monthly SIP ke liye Fund A ya Fund B ka chunav kar rahe hain? Chaliye, dekho Fund A ka 3Y return aur expense ratio. Fund B ka return thoda kam hai, lekin expense ratio bahut kam hai. Haan, fund B ka monthly SIP adhik stabil hai aur return ke liye behtar hai.
⚠️ Risk & Cost Analysis
Chaliye, dekho dono funds ki riskometer, volatility, Sharpe ratio, aur expense ratio. Fund A ka riskometer bahut high hai, lekin Sharpe ratio thoda kam hai. Fund B ka riskometer low hai, lekin Sharpe ratio adhik high hai. Haan, fund B ka expense ratio adhik kam hai. Sach ye hai, fund B ka risk-adjusted return behtar hai.
📊 Portfolio Diversification
Aap ko pata hai ki konsa fund adhik diversified hai? Chaliye, dekho dono funds ki asset allocation. Fund A ka equity 96% hai, jabki fund B ka T-Bills 65% hai. Fund B ka asset allocation adhik diversified hai, lekin fund A ka top holdings concentration high hai. Haan, fund B ka portfolio adhik diversified hai.
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.11% hai, jabki fund B ka 5Y return 5.92% hai. Fund A long-term mein behtar return de sakta hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer bahut high hai, lekin Sharpe ratio thoda kam hai. Fund B ka riskometer low hai, lekin Sharpe ratio adhik high hai. Haan, fund B ka risk-adjusted return behtar hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jabki fund A ka expense ratio 0.82% hai. Fund B adhik cost-effective hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
DSP Mutual Fund Liquid Fund
₹859377.44
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price