Motilal Oswal Large Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Ab aaj hum dekhte hain do mutual funds ke beech ki tulna, jo Large Cap category mein aate hain. Ye do funds hain, Motilal Oswal Large Cap Fund aur DSP Mutual Fund Large Cap Fund. Hamare paas unke 1Y, 3Y aur 5Y return ki jankari hai. Pehle hum iski tulna karenge aur dekhein ki kis fund mein invest karna theek hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.97 |
| Sharpe Ratio | 0.46 | 0.69 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
Haan, hamare paas aisa hai ki DSP Mutual Fund Large Cap Fund long-term mein behtar fund hai. 3Y return mein yeh 14.7% ka return deta hai, jabki Motilal Oswal Large Cap Fund 12.12% ka return deta hai. Lekin expense ratio ke hisaab se Motilal Oswal Large Cap Fund thoda behtar hai, jiska expense ratio 0.52% hai. Riskometer ke hisaab se bhi yeh do funds behtar hain.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye DSP Mutual Fund Large Cap Fund behtar hai. Yeh fund 10+ saal ke liye consistency ke liye behtar hai. 5Y return mein yeh 12.03% ka return deta hai, jabki Motilal Oswal Large Cap Fund 12.11% ka return deta hai. Lekin yeh fund jyada risk nahi hai, jisse SIP karenne wale investors ko chinta nahin hogi.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se Motilal Oswal Large Cap Fund thoda jyada risk hai, lekin volatility ke hisaab se DSP Mutual Fund Large Cap Fund thoda behtar hai. Sharpe ratio ke hisaab se bhi yeh fund behtar hai, jiska Sharpe ratio 0.69 hai. Lekin expense ratio ke hisaab se Motilal Oswal Large Cap Fund thoda behtar hai. Jaise jaise risk badhta hai, yeh fund behtar lagta hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se yeh do funds behtar hain. Yeh dono funds ek hi asset allocation par hain, jismein 96% equity aur 4% T-Bills hai. Lekin top holdings ke hisaab se Motilal Oswal Large Cap Fund thoda behtar hai. Yeh fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share mein investment karta hai, jo sabhi behtar companies hain.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki DSP Mutual Fund Large Cap Fund 5Y mein 12.03% ka return deta hai, jabki Motilal Oswal Large Cap Fund 12.11% ka return deta hai. Lekin yeh fund jyada risk nahi hai, jisse investors ko chinta nahin hogi.
Q2: Is the higher risk fund worth it?
Haan, Motilal Oswal Large Cap Fund jyada risk hai, lekin volatility ke hisaab se yeh fund thoda behtar hai. Sharpe ratio ke hisaab se bhi yeh fund behtar hai. Lekin expense ratio ke hisaab se DSP Mutual Fund Large Cap Fund thoda behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki DSP Mutual Fund Large Cap Fund expense ratio ke hisaab se behtar hai, jiska expense ratio 0.52% hai. Lekin expense ratio hi nahi, sharpe ratio ke hisaab se bhi yeh fund behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price