Motilal Oswal Large Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Dekho, aap logon ke liye humne do Large Cap Funds ka comparison karne ke liye ek post taiyaar kiya hai. Motilal Oswal Large Cap Fund aur Bandhan Mutual Fund Large Cap Fund dwaraa, hum aapko pata karenge ki konsa fund long-term investment ke liye achha hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.11 |
| Sharpe Ratio | 0.46 | 0.68 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
Haan, bas yeh hi sawaal hai, konsa fund aapko invest karne ke liye suitable hai. Chaliye, hum iske liye 3Y return, expense ratio, aur riskometer ko dekhte hain. Motilal Oswal Large Cap Fund ka 3Y return 12.12% hai, jabki Bandhan Mutual Fund Large Cap Fund ka 14.7% hai. Lekin, expense ratio mein Motilal Oswal Large Cap Fund 0.82% hai, jabki Bandhan Mutual Fund Large Cap Fund 0.52% hai. Riskometer mein, dono fund Very High hai. Sach ye hai, Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP invest karne ke liye, humein consistency aur return stability ka dhyan rakhna hota hai. Dekho, Motilal Oswal Large Cap Fund ka 1Y return -1.96% hai, jabki Bandhan Mutual Fund Large Cap Fund ka -4.02% hai. Lekin, 3Y return mein, Bandhan Mutual Fund Large Cap Fund 14.7% se jyada acha hai. Haan, isliye Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karein. Dekho, Motilal Oswal Large Cap Fund ka riskometer Very High hai, jabki Bandhan Mutual Fund Large Cap Fund bhi Very High hai. Volatility mein, dono fund 12% ke aas-paas hai, lekin Sharpe ratio mein Bandhan Mutual Fund Large Cap Fund 0.68 se jyada acha hai. Expense ratio mein, Bandhan Mutual Fund Large Cap Fund 0.52% hai. Isliye, Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karein. Dekho, dono fund equity mein 96% aur T-Bills mein 4% asset allocation rakhte hain. Lekin, top holdings mein, HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ki concentration ek hi hai. Haan, isliye both fund ke portfolio mein ek hi sector ki risk hai. Lekin, asset allocation mein koi difference nhi hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Bandhan Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, jo Motilal Oswal Large Cap Fund ka 12.11% se jyada acha hai. Isliye, Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Nahi, higher risk fund nhi hai aapke liye. Dekho, Bandhan Mutual Fund Large Cap Fund ka volatility 12.11 hai, jo Motilal Oswal Large Cap Fund ka 12.29 se kam hai. Lekin, Sharpe ratio mein Bandhan Mutual Fund Large Cap Fund 0.68 se jyada acha hai. Isliye, Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai.
Q3: Which fund is more cost-effective?
Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai cost-effective ke liye. Dekho, expense ratio mein Bandhan Mutual Fund Large Cap Fund 0.52% hai, jo Motilal Oswal Large Cap Fund ka 0.82% se kam hai. Isliye, Bandhan Mutual Fund Large Cap Fund aapke liye better fund hai cost-effective ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price