Motilal Oswal Large Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
11.66%
Aaj hum aise do mutual funds par ek nazar daalte hain. Fund A, Motilal Oswal Large Cap Fund Direct Plan Growth hai, aur Fund B, Axis ELSS Tax Saver Fund Direct Plan Growth hai. Yeh dono fund Very High riskometer rakhte hain. Dekho is article mein hum dono funds ki kuch mahatvapoorn features aur comparison karte hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 13.56 | 104.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.4 |
| Sharpe Ratio | 0.46 | 0.39 |
| 1 Year Return (%) | -1.96% | -2.52% |
| 3 Year Return (%) | 12.12% | 11.66% |
| 5 Year Return (%) | 12.11% | 8.43% |
| Since Launch (%) | 14.83% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.56% |
| Portfolio Turnover | 26% | 14% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A 3Y mein 12.12% return diya hai, jo Fund B ke 11.66% se jyada hai. Lekin, expense ratio mein Fund B 1.66% ka daag deta hai, Fund A ki 0.82% se jyada. Haan, Fund A ke paas AUM (Assets Under Management) 53,468 crore hai, jo Fund B ke 31,566.11 crore se jyada hai. Isliye, hum Fund A ko long-term wealth creation ke liye acha fund maante hain.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A lekin thoda consistent return diya hai, lekin Fund B ki volatility thoda jyada hai. Chaliye, hum yeh dekhenge ki Fund A ki consistency Fund B se kya adhik hai.
⚠️ Risk & Cost Analysis
Volatility ke maamle mein, Fund B thoda jyada hai, 13.4% wala, jabki Fund A 12.29% ka hain. Lekin, Sharpe ratio mein Fund A ka 0.46 se jyada hai Fund B ka 0.39. Haan, expense ratio mein Fund A 0.82% ka hain, jo Fund B ke 1.66% se kam hai. Isliye, Fund A risk-Adjusted returns mein acha fund hai.
📊 Portfolio Diversification
Asset allocation ke maamle mein, Fund A mein 96% equity hai, jabki Fund B mein 97.56% equity hai. Lekin, top 3 holdings mein, Fund A mein HDFC Bank, ICICI Bank aur Reliance Industries hain, jabki Fund B mein ICICI Bank, HDFC Bank aur Bharti Airtel hain. Haan, Concentration of holdings mein, Fund A thoda kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y mein Fund A 12.11% return diya hai, jo Fund B ke 8.43% se jyada hai. Isliye, Fund A long run mein acha fund hai.
Q2: Is the higher risk fund worth it?
Volatility ke maamle mein Fund B thoda jyada hai, lekin Sharpe ratio mein Fund A acha hai. Haan, expense ratio mein Fund A kam hai. Isliye, Fund A risk-adjusted returns mein acha fund hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund A 0.82% ka hain, jo Fund B ke 1.66% se kam hai. Isliye, Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price