Motilal Oswal Large Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
6.76%
Agar aapko pata hai ki aapko apne nidhi ko bachaana hai aur aage ki ummeedon ko majboot karna hai, toh ye article aapko do pramukh mutual funds ke beech ka comparison karne main madad karega. Ham yahaan Fund A - Motilal Oswal Large Cap Fund aur Fund B - Angel One Mutual Fund Liquid Fund ke beech ka comparison karne wale hain. Dekho, inmein se kaun aapko aage ki ummeedon ke liye achha lagta hai? Chaliye, shuru karte hain!
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 13.56 | 2132.04 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.29 | 0.11 |
| Sharpe Ratio | 0.46 | 2.36 |
| 1 Year Return (%) | -1.96% | 6.03% |
| 3 Year Return (%) | 12.12% | 6.76% |
| 5 Year Return (%) | 12.11% | 5.95% |
| Since Launch (%) | 14.83% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 221% |
🤖 AI Verdict – Which is Better?
Haan, ab aapko pata karna hai ki kaun se fund aapko aage ki ummeedon ke likein achha hai. Dekho, 3Y return, expense ratio aur risk ke mukabale Fund A ne 12.12% return diya hai, jabki Fund B ne 6.76% return diya hai. Lekin, expense ratio ka mukya bhaag hai. Fund A ka expense ratio 0.82% hai, jabki Fund B ka expense ratio 0.12% hai. Iske baavjood, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Sach ye hai, Fund B aapko aage ki ummeedon ke liye aur achha lagta hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Agar aapke paas SIP ki shakti hai aur aap 10+ saal ke liye SIP chalana chahte hain, toh Fund B aapke liye achha hai. Fund B ka consistency aur return stability ka mukya bhaag hai. Iske alawa, Fund B ka asset allocation T-Bills, CD aur CP mein hai, jo ki SIP ke liye achha hai.
⚠️ Risk & Cost Analysis
Ab aapko pata hona hai ki kaun se fund aapko aage ki ummeedon ke liye achha hai. Dekho, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Iske alawa, Fund A ka volatility 12.29 hai, jabki Fund B ka volatility 0.11 hai. Sharpe ratio ka mukya bhaag hai, Fund B ka Sharpe ratio 2.36 hai, jabki Fund A ka Sharpe ratio 0.46 hai. Iske baavjood, Fund A ka expense ratio 0.82% hai, jabki Fund B ka expense ratio 0.12% hai. Sach ye hai, Fund B aapko aage ki ummeedon ke liye aur achha lagta hai.
📊 Portfolio Diversification
Ab aapko pata hona hai ki kaun se fund aapke liye achha hai. Dekho, Fund A ka asset allocation Equity mein 96% hai, jabki Fund B ka asset allocation T-Bills, CD aur CP mein 95% hai. Iske alawa, Fund A ka top holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein hai, jabki Fund B ka top holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills mein hai. Sach ye hai, Fund B aapke liye aur achha lagta hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ne 5Y mein 12.11% return diya hai, jabki Fund B ne 5.95% return diya hai. Fund A aapke liye achha lagta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin Fund A ka Sharpe ratio 0.46 hai, jabki Fund B ka Sharpe ratio 2.36 hai. Fund B aapke liye achha lagta hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 0.82% hai. Fund B aapke liye achha lagta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price