Motilal Oswal Large Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
12.3%
Dekho, aapke paas do investment fund options hain - Motilal Oswal Large Cap Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye donon funds alag-alag categories mein aate hain - Large Cap aur Balanced Hybrid. Aaj hum in do funds ke beech kuchh aisi cheezein dekhege jo aapke investment ke liye mahatvapoorn hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 13.56 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.29 | 8.79 |
| Sharpe Ratio | 0.46 | 0.66 |
| 1 Year Return (%) | -1.96% | 3.08% |
| 3 Year Return (%) | 12.12% | 12.3% |
| 5 Year Return (%) | 12.11% | 7.51% |
| Since Launch (%) | 14.83% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 127% |
🤖 AI Verdict – Which is Better?
Haan, aapke liye humne in do funds ke beech ka verdict diya hai. Fund B, Angel One Mutual Fund Balanced Advantage Fund, aapke liye long-term wealth creation ke liye zyada suitable hai. Iska reason yeh hai ki iska 3Y return 12.3% hai, jiska comparison Motilal Oswal Large Cap Fund ke 12.12% 3Y return se hai. Lekin expense ratio ke hisaab se bhi Fund B zyada cost-effective hai, jiska expense ratio 0.78% hai. Iske alawa, Fund B ka riskometer Moderately High hai, jiska comparison Motilal Oswal Large Cap Fund ke Very High riskometer se hai. Sach ye hai ki Fund B zyada risk-adjusted returns offer karta hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Sach ye hai ki monthly SIP ke liye Fund B, Angel One Mutual Fund Balanced Advantage Fund, aapke liye zyada suitable hai. Iska reason yeh hai ki iska 3Y return consistent hai aur lekin Motilal Oswal Large Cap Fund ka 3Y return thoda unstable hai. Iske alawa, Fund B ka asset allocation bhi zyada stable hai, jiska 65% equity aur 30% debt hai. Iske against, Motilal Oswal Large Cap Fund ka asset allocation 96% equity aur 4% T-Bills hai, jiska stability ka level thoda kam hai.
⚠️ Risk & Cost Analysis
Chaliye, aapke liye humne in do funds ke riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se risk-adjusted returns ki comparison ki hai. Ismein hum dekh sakte hain ki Fund B ka riskometer Moderately High hai, jiska comparison Motilal Oswal Large Cap Fund ke Very High riskometer se hai. Lekin volatility ke hisaab se Motilal Oswal Large Cap Fund 12.29 par hai, jiska comparison Fund B ke 8.79 par hai. Iske alawa, Fund B ka Sharpe ratio 0.66 par hai, jiska comparison Motilal Oswal Large Cap Fund ke 0.46 par hai. Iske liye hum dekh sakte hain ki Fund B offer karta hai zyada risk-adjusted returns.
📊 Portfolio Diversification
Aapke liye humne in do funds ke asset allocation aur top holdings concentration ke hisaab se portfolio diversification ki comparison ki hai. Ismein hum dekh sakte hain ki Fund B ka asset allocation 65% equity, 30% debt, aur 5% T-Bills hai, jiska comparison Motilal Oswal Large Cap Fund ke 96% equity aur 4% T-Bills hai. Iske liye hum dekh sakte hain ki Fund B ka portfolio zyada diversified hai. Iske alawa, Fund B ka top holdings concentration bhi zyada low hai, jiska 6.8% HDFC Bank Ltd., 5.5% ICICI Bank Ltd., aur 4.5% Reliance Industries Ltd. hai.
Q1: Which fund gives better returns in the long run?
Answer yeh hai ki Fund B, Angel One Mutual Fund Balanced Advantage Fund, long-run returns ke hisaab se zyada suitable hai. Iska reason yeh hai ki iska 5Y return 7.51% hai aur 3Y return 12.3% hai. Iske against, Motilal Oswal Large Cap Fund ka 5Y return 12.11% hai aur 3Y return 12.12% hai.
Q2: Is the higher risk fund worth it?
Answer yeh hai ki Motilal Oswal Large Cap Fund ka riskometer Very High hai, jiska comparison Fund B ka Moderately High riskometer se hai. Iske liye hum dekh sakte hain ki Fund B ka Sharpe ratio 0.66 par hai, jiska comparison Motilal Oswal Large Cap Fund ka 0.46 par hai. Iske liye hum dekh sakte hain ki Fund B offer karta hai zyada risk-adjusted returns.
Q3: Which fund is more cost-effective?
Answer yeh hai ki Fund B, Angel One Mutual Fund Balanced Advantage Fund, expense ratio ke hisaab se zyada cost-effective hai. Iska expense ratio 0.78% hai, jiska comparison Motilal Oswal Large Cap Fund ka 0.82% expense ratio se hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price