Motilal Oswal Large Cap Fund vs Aditya Birla Sun Life Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
6.85%
Chaliye dekho, today hum dono funds ki category aur fund A or fund B ki comparison karenge. Fund A Motilal Oswal Large Cap Fund hai, jo Large Cap category mein aata hai. Fund B Aditya Birla Sun Life Liquid Fund hai, jo Liquid Fund category mein aata hai. Hamare paas dono funds ki performance ka data hai, jise hum dekhege aur fund ki suvidha ki comparison karenge.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BAditya Birla Sun Life Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Aditya Birla Sun Life |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 13.56 | 443.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.43 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.29 | 0.13 |
| Sharpe Ratio | 0.46 | 2.69 |
| 1 Year Return (%) | -1.96% | 6.09% |
| 3 Year Return (%) | 12.12% | 6.85% |
| 5 Year Return (%) | 12.11% | 6.05% |
| Since Launch (%) | 14.83% | 20.09% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 279% |
🤖 AI Verdict – Which is Better?
Haan, fund A aur fund B mein se konsa fund long-term wealth creation ke liye better hai, ismein 3Y return, expense ratio, aur risk ke factors ka dhyan denge. Fund A ka 3Y return 12.12% hai, lekin expense ratio 0.82% hai. Fund B ka 3Y return 6.85% hai, lekin expense ratio 0.12% hai. Sach ye hai, fund A ka 3Y return fund B se adhik hai, lekin expense ratio fund B se kam hai. Isliye, hum fund B ko long-term wealth creation ke liye better fund manaenge.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Aditya Birla Sun Life Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.85%
- AUM: 3.43 Lac Cr
- Sharpe Ratio: 2.69
📈 SIP Suitability
SIP ke liye konsa fund sahi hai, ismein fund ki consistency aur return stability ka dhyan denge. Fund A ka 1Y return -1.96% hai, lekin fund B ka 1Y return 6.09% hai. Fund A ka 5Y return 12.11% hai, lekin fund B ka 5Y return 6.05% hai. Haan, fund A ka 5Y return fund B se adhik hai, lekin fund B ka 1Y return fund A se adhik hai. Isliye, hum fund A ko SIP ke liye sahi fund manaenge.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke factors ka dhyan denge. Fund A ka riskometer Very High hai, lekin fund B ka riskometer Low hai. Fund A ka volatility 12.29 hai, lekin fund B ka volatility 0.13 hai. Fund A ka Sharpe ratio 0.46 hai, lekin fund B ka Sharpe ratio 2.69 hai. Isliye, fund B riskometer aur Sharpe ratio ke factors mein fund A se adhik accha hai.
📊 Portfolio Diversification
Fund A aur fund B ki asset allocation aur top holdings concentration ka comparison karenge. Fund A ka asset allocation Equity 96.00% aur T-Bills 4.00% hai, lekin fund B ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Fund A ka top holdings concentration HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai, lekin fund B ka top holdings concentration State Bank of India CD 8.5%, HDFC Bank CD 7.2%, aur Reliance Industries T-Bills 6.8% hai. Isliye, fund B ki asset allocation aur top holdings concentration fund A se adhik diversified hai.
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return 12.11% hai, lekin fund B ka 5Y return 6.05% hai. Isliye, fund A fund B se adhik returns de raha hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka riskometer Very High hai, lekin fund B ka riskometer Low hai. Fund A ka volatility 12.29 hai, lekin fund B ka volatility 0.13 hai. Isliye, fund B fund A se adhik accha hai riskometer aur Sharpe ratio ke factors mein.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.12% hai, lekin fund A ka expense ratio 0.82% hai. Isliye, fund B fund A se adhik cost-effective hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Aditya Birla Sun Life Liquid Fund
₹863216.47
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price