ICICI Prudential Liquid Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
7.98%
Acche din ke liye invest karna zaroori hai, lekin fund chunne mein dikkat hoti hai. Aaj hum do funds ke beech comparison karenge - ICICI Prudential Liquid Fund aur Quantum Mutual Fund Multi Cap Fund. Dekho, kya aapke paas fund chunne ke liye kuch naya seekh jayega.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 411.88 | 8.38 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.65 |
| Sharpe Ratio | 3.58 | 0.27 |
| 1 Year Return (%) | 6.15% | -11.42% |
| 3 Year Return (%) | 6.93% | 7.98% |
| 5 Year Return (%) | 6.11% | 4.71% |
| Since Launch (%) | 6.84% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 241% | 35% |
🤖 AI Verdict – Which is Better?
Chaliye fund ke 3Y return, expense ratio aur riskometer par dekhte hain. Fund A, ICICI Prudential Liquid Fund, ke 3Y return 6.93% hai, jo Fund B, Quantum Mutual Fund Multi Cap Fund, ka 7.98% hai. Haan, Fund B ka 3Y return thoda behtar hai, lekin Fund B ka riskometer bhi Very High hai. Isliye, Fund A jyada behtar hai long-term wealth creation ke liye.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
SIP karein to 10+ saal ke liye fund chunne mein consistency aur return stability ka dhyan dena zaroori hai. Fund A ka 1Y return 6.15% hai, jo Fund B ka -11.42% hai. Dekho, Fund A ka consistency Fund B se behtar hai. Isliye, Fund A monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio par dekhte hain. Fund A ka riskometer Low hai, jo Fund B ka Very High hai. Iske alawa, Fund A ka volatility 0.12 hai, jo Fund B ka 13.65 hai. Sharpe ratio ke hisab se bhi Fund A behtar hai. Expense ratio ke hisab se Fund A behtar hai, jo 0.12% hai, jo Fund B ka 1.68% hai. Isliye, Fund A behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration par dekhte hain. Fund A ka asset allocation T-Bills (65%), CD (20%), CP (10%), aur Cash (5%) mein hai. Fund B ka asset allocation Equity (97%) aur T-Bills (3%) mein hai. Top holdings concentration ke hisab se Fund A behtar hai, kyun ki Fund A ka top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) mein hai. Isliye, Fund A portfolio diversification ke liye behtar hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.11% hai, jo Fund B ka 4.71% hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk hai, lekin volatility aur Sharpe ratio ke hisab se Fund A behtar hai. Isliye, Fund A behtar risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo Fund B ka 1.68% hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price