ICICI Prudential Liquid Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
In this comparison, we're looking at Fund A, ICICI Prudential Liquid Fund, and Fund B, Quantum Mutual Fund Large Cap Fund, to determine which one is better suited for Indian investors. Dekho, these two funds belong to different categories - Liquid and Large Cap. In this article, we'll compare their performance, risks, and costs to help you decide.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.75 |
| Sharpe Ratio | 3.58 | 0.7 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 6.84% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 21% |
🤖 AI Verdict – Which is Better?
For long-term wealth creation, we're looking at the 3Y return, expense ratio, and riskometer. Haan, Fund A has a lower riskometer and expense ratio. Lekin, Fund B's 3Y return is higher. Sach ye hai, Fund A is a better choice for long-term investment, considering its stable returns and lower costs.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
For a monthly SIP over 10+ years, we're looking at consistency and return stability. Fund A has a lower volatility and higher Sharpe ratio, making it a better choice for a SIP. Chaliye, if you're looking for a stable return over the long term, Fund A is a better option.
⚠️ Risk & Cost Analysis
Let's compare the riskometer, volatility, Sharpe ratio, and expense ratio. Fund A has a lower riskometer, volatility, and expense ratio, while Fund B has a higher Sharpe ratio. Lekin, considering the overall risk-adjusted returns, Fund A offers better value.
📊 Portfolio Diversification
Let's look at asset allocation and top holdings concentration. Fund A has a diversified asset allocation with 65% in T-Bills, while Fund B has 96% in equity. Dekho, this makes Fund A more diversified. Chaliye, if you're looking for a diversified portfolio, Fund A is a better choice.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A has a 5Y return of 6.11%, while Fund B has a 5Y return of 12.03%. Fund B is a better choice for long-run returns, but with higher risks.
Q2: Is the higher risk fund worth it?
Lekin, Fund B has a much higher volatility of 11.75, while Fund A has a volatility of 0.12. Considering the Sharpe ratio, Fund A offers better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Dekho, Fund A has an expense ratio of 0.12%, while Fund B has an expense ratio of 0.52%. Fund A is more cost-effective.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price