ICICI Prudential Liquid Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
8.67%
Dekho, aapke paas do aisee mutual funds hain jo aapko aisa nayaan karna hai ki kaise unki category aur performance ka comparison karna hai. Aaj hum aapko Fund A - ICICI Prudential Liquid Fund aur Fund B - Quant Mutual Fund Multi Cap Fund ka comparison karna hai aur aapko samajhne mein madad karna hai ki konsa fund aapke liye sahi hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quant Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 411.88 | 20.99 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.55 |
| Sharpe Ratio | 3.58 | 0.15 |
| 1 Year Return (%) | 6.15% | 0.18% |
| 3 Year Return (%) | 6.93% | 8.67% |
| 5 Year Return (%) | 6.11% | 7.6% |
| Since Launch (%) | 6.84% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 241% | 46% |
🤖 AI Verdict – Which is Better?
Haan, Fund B, Quant Mutual Fund Multi Cap Fund, aapke liye long-term wealth creation ke liye sahi hai. Iska sabse bada kaaran yeh hai ki yeh fund 3Y return mein 8.67% ka return deta hai, jo Fund A se jyada hai. Lekin expense ratio me yeh Fund A se jyada mahanga hai. Riskometer bhi Fund B ka bahut hi high hai, lekin yeh fund aapke liye long-term wealth creation ke liye sahi ho sakta hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
dekho, agar aap monthly SIP kiya karte hain to Fund A aapke liye behtar fund hai. Iska sabse bada kaaran yeh hai ki yeh fund consistent return deta hai aur yeh fund ke expense ratio bhi kam hai. Fund B ka expense ratio jyada hai aur iska return bhi kam hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aapke liye behtar fund hai. Iska sabse bada kaaran yeh hai ki yeh fund low riskometer hai aur yeh fund ke expense ratio bhi kam hai. Fund A ka Sharpe ratio bhi jyada hai, jo yeh fund ke behtar risk-adjusted return ko dikhata hai.
📊 Portfolio Diversification
Haan, Fund A aapke liye behtar fund hai. Yeh fund asset allocation ke liye 65% T-Bills, 20% CD, 10% CP aur 5% cash me hai, jo yeh fund ko jyada diversified banata hai. Fund B ka asset allocation only 97% equity aur 3% T-Bills me hai, jo yeh fund ko jyada sector risk pradan karta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Quant Mutual Fund Multi Cap Fund, 5Y return mein 7.6% ka return deta hai, jo Fund A se jyada hai. Lekin 3Y return mein Fund A 6.93% ka return deta hai, jo Fund B se jyada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se, Fund B kam risk-adjusted return deta hai. Lekin, yeh fund ke liye long-term wealth creation ke liye sahi ho sakta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B se kam hai. Isliye, Fund A aapke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price