ICICI Prudential Liquid Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
9.45%
Hamare paas do mahaulon funds hain, ICICI Prudential Liquid Fund aur Quant Mutual Fund Liquid Fund. Ye donon funds liquid category mein hain aur humein ye jaanane ki zaroorat hai ki kis fund mein investment karna accha hoga. Aaj hum donon funds ki tulna karenge aur dekhein ki kis fund mein long-term wealth creation ke liye investment karna accha hoga.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quant Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 411.88 | 22.09 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 22.69 |
| 1 Year Return (%) | 6.15% | 0.9% |
| 3 Year Return (%) | 6.93% | 9.45% |
| 5 Year Return (%) | 6.11% | 8.38% |
| Since Launch (%) | 6.84% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 241% | 267% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund B, Quant Mutual Fund Liquid Fund, long-term wealth creation ke liye better fund hai. Iska kaaran hai ki yeh fund 3Y return mein 9.45% ka return deta hai, jo fund A, ICICI Prudential Liquid Fund, ki 3Y return se jyada hai. Iske alawa, fund B ki expense ratio fund A ki expense ratio se kam hai, jo ki investment ke liye achha hai. Riskometer mein dono funds low risk hai, lekin fund B ki volatility fund A ki volatility se kam hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Jab hum SIP ke liye fund chunne mein hain, to humein fund ki consistency aur return stability ka dhyan rakhna hoga. Fund A ka 1Y aur 3Y return fund B ke 1Y return se jyada hai, lekin fund B ka 5Y return fund A ka 5Y return se jyada hai. Isliye, fund B SIP ke liye accha fund hai.
⚠️ Risk & Cost Analysis
Riskometer mein dono funds low risk hai, lekin fund B ki volatility fund A ki volatility se kam hai. Sharpe ratio mein bhi fund B ki sharpe ratio fund A ki sharpe ratio se jyada hai. Iske alawa, fund B ki expense ratio fund A ki expense ratio se kam hai. Isliye, fund B risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Asset allocation mein dono funds ki asset allocation ek-jaisi hai, T-Bills, CD, CP, aur cash mein. Lekin top holdings concentration mein fund A ki top 3 holdings fund B ki top 3 holdings se jyada diversified hai. Iske alawa, fund A ka asset allocation fund B ka asset allocation se jyada diversified hai. Isliye, fund A portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Quant Mutual Fund Liquid Fund, ki 5Y return 8.38% hai, jo fund A, ICICI Prudential Liquid Fund, ki 5Y return se jyada hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility fund A ki volatility se kam hai aur sharpe ratio fund A ki sharpe ratio se jyada hai. Isliye, fund B risk-adjusted returns mein better hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio fund A ki expense ratio se kam hai. Isliye, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price