ICICI Prudential Liquid Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
1.9%
Dekho, aap kya jaante hain ki apne nidhi ko vikasit karne ke liye kis tarah ki fund chunne hain zaroori. Aaj hum aapko Fund A aur Fund B ke beech ka comparison karne wale hain. Fund A ICICI Prudential Liquid Fund hai, jo liquid category mein aata hai aur Fund B Old Bridge Mutual Fund Mid Cap Fund hai, jo mid cap category mein aata hai. Aapko is article mein pata chalega ki kis fund mein aapko long-term wealth creation ke liye invest karna chahiye.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 411.88 | 10.59 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 15.35 |
| Sharpe Ratio | 3.58 | 1.82 |
| 1 Year Return (%) | 6.15% | 5.79% |
| 3 Year Return (%) | 6.93% | 1.9% |
| 5 Year Return (%) | 6.11% | 1.13% |
| Since Launch (%) | 6.84% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 241% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye Fund A aapko better fund dikh raha hai. Iske liye humne 3Y return, expense ratio aur riskometer ko dekha hai. Fund A ke 3Y return 6.93% hai, jo Fund B ke 1.9% se bahut accha hai. Expense ratio bhi Fund A mein 0.12% hai, jo Fund B ke 1.75% se kam hai. Riskometer mein bhi Fund A low risk hai, lekin Fund B very high risk hai. Haan, isliye humne Fund A ko aapko better fund dikhaya hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Lekin yeh pata chalane ke liye ki kis fund mein aapko monthly SIP ke liye invest karna chahiye, humne fund ki consistency aur return stability ko dekha hai. Fund A ki consistency aur return stability Fund B se acchi hai, lekin Fund A ki riskometer aur volatility Fund B se kam hai. Haan, isliye humne Fund A ko aapko better fund dikhaya hai SIP ke liye.
⚠️ Risk & Cost Analysis
Ab hum aapko Fund B aur Fund A ke beech ka riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karne wale hain. Fund B ka riskometer very high hai, jo Fund A ka low riskometer se bahut accha hai. Volatility bhi Fund B mein 15.35 hai, jo Fund A mein 0.12 se bahut accha hai. Sharpe ratio mein bhi Fund B ka 1.82 Fund A ka 3.58 se kam hai. Expense ratio mein bhi Fund B ka 1.75% Fund A ka 0.12% se bahut accha hai. Haan, isliye Fund A mein aapko better risk-adjusted returns milen ge.
📊 Portfolio Diversification
Ab hum aapko Fund B aur Fund A ke beech ka asset allocation aur top holdings concentration ka comparison karne wale hain. Fund A ka asset allocation very diversified hai, jo Fund B ka mid cap category hai. Top holdings concentration mein bhi Fund A ka concentration Fund B ka mid cap category se kam hai. Haan, isliye Fund A mein aapko better portfolio diversification mil raha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund A, jo ke 5Y return 6.11% hai, jo Fund B ke 1.13% se bahut accha hai.
Q2: Is the higher risk fund worth it?
Ans. N/A, Fund B ka riskometer very high hai, jo Fund A ka low riskometer se bahut accha hai. Volatility bhi Fund B mein 15.35 hai, jo Fund A mein 0.12 se bahut accha hai.
Q3: Which fund is more cost-effective?
Ans. Fund A, jo ke expense ratio 0.12% hai, jo Fund B ke 1.75% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price