ICICI Prudential Liquid Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
dekho, yahaan hum do funds ki tulna kar rahe hain - ICICI Prudential Liquid Fund aur Old Bridge Mutual Fund Large Cap Fund. Ek Liquid fund hai, dusra Large Cap. Chaliye, inki category, returns, aur risk ko samjhte hain, taaki aapko pata chale ki kaunsa fund aapke liye behtar hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.89 |
| Sharpe Ratio | 3.58 | 0.69 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 6.84% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 22% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, humara verdict hai ki Old Bridge Mutual Fund Large Cap Fund behtar hai, kyunki uska 3Y return 14.7% hai, jo ICICI Prudential Liquid Fund ke 6.93% se zyada hai. Lekin, risk bhi zyada hai, lekin expense ratio thoda zyada hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, toh consistency aur return stability ko lekar, ICICI Prudential Liquid Fund behtar hai, kyunki uska volatility bahut kam hai, 0.12. Isse aapko stable returns milenge.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer aur volatility ke mamle mein, ICICI Prudential Liquid Fund behtar hai, kyunki uska riskometer low hai aur volatility 0.12 hai. Sharpe ratio bhi 3.58 hai, jo behtar hai. Expense ratio bhi kam hai, 0.12%.
📊 Portfolio Diversification
Dekho, asset allocation ki baat karte hain, toh ICICI Prudential Liquid Fund mein T-Bills, CD, CP, aur Cash hai, jo diversified hai. Old Bridge Mutual Fund Large Cap Fund mein equity 96% hai, jo zyada concentrated hai. Top holdings mein bhi concentration hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Old Bridge Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, jo ICICI Prudential Liquid Fund ke 6.11% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Old Bridge Mutual Fund Large Cap Fund ka volatility 11.89 hai, jo zyada hai, lekin Sharpe ratio 0.69 hai, jo thoda kam hai.
Q3: Which fund is more cost‑effective?
ICICI Prudential Liquid Fund ka expense ratio 0.12% hai, jo Old Bridge Mutual Fund Large Cap Fund ke 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price