ICICI Prudential Liquid Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
11.03%
Dekho, aap dono funds ko compare karenge fund A ICICI Prudential Liquid Fund aur fund B Mirae Asset Large Cap Fund. Ye dono funds aapke wealth creation ka karan ho sakte hain, lekin kya fund aapke liye better hai, yeh hum janne wale hain.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 122.90 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.57% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.64 |
| Sharpe Ratio | 3.58 | 0.39 |
| 1 Year Return (%) | 6.15% | -2% |
| 3 Year Return (%) | 6.93% | 11.03% |
| 5 Year Return (%) | 6.11% | 10.78% |
| Since Launch (%) | 6.84% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 241% | 20% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki fund B Mirae Asset Large Cap Fund aapke liye better hai. Fund B ka 3Y return 11.03% hai, jo fund A ICICI Prudential Liquid Fund ka 3Y return 6.93% se zyada hai. Lekin fund B ka expense ratio 0.57% hai, jo fund A ka expense ratio 0.12% se zyada hai. Riskometer ke hisab se, fund B ka riskometer very high hai, jo aapke liye nahin hai. Haan, fund B ka sharpe ratio 0.39 hai, jo fund A ka sharpe ratio 3.58 se kam hai. Lekin fund B ka 5Y return 10.78% hai, jo fund A ka 5Y return 6.11% se zyada hai. Sach ye hai, fund B aapke liye better hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP suitibility ke hisab se, fund A ICICI Prudential Liquid Fund aapke liye better hai. Fund A ka 1Y return 6.15% hai, jo fund B ka 1Y return -2% se zyada hai. Lekin fund A ka expense ratio 0.12% hai, jo fund B ka expense ratio 0.57% se kam hai. Haan, fund A ka riskometer low hai, jo aapke liye achha hai. Fund B ka riskometer very high hai, jo aapke liye nahin hai.
⚠️ Risk & Cost Analysis
Riskometer aur expense ratio ke hisab se, fund A ICICI Prudential Liquid Fund aapke liye better hai. Fund A ka riskometer low hai, jo fund B ka riskometer very high se kam hai. Lekin fund A ka expense ratio 0.12% hai, jo fund B ka expense ratio 0.57% se kam hai. Haan, fund A ka sharpe ratio 3.58 hai, jo fund B ka sharpe ratio 0.39 se zyada hai. Fund A ka volatility 0.12 hai, jo fund B ka volatility 11.64 se kam hai. Sach ye hai, fund A aapke liye better hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, fund A ICICI Prudential Liquid Fund aapke liye better hai. Fund A ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur cash: 5.00% hai. Fund B ka asset allocation equity: 99.63% aur mutual fund: 0.17% hai. Haan, fund A ka top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai. Fund B ka top 3 holdings HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), aur Reliance Industries Ltd. (5.76%) hai. Fund A ka asset allocation more diversified hai, jo aapke liye achha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 10.78% hai, jo fund A ka 5Y return 6.11% se zyada hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer very high hai, jo fund A ka riskometer low se zyada hai. Fund B ka volatility 11.64 hai, jo fund A ka volatility 0.12 se kam hai. Haan, fund B ka sharpe ratio 0.39 hai, jo fund A ka sharpe ratio 3.58 se kam hai. Lekin fund B ka expense ratio 0.57% hai, jo fund A ka expense ratio 0.12% se zyada hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.12% hai, jo fund B ka expense ratio 0.57% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price