ICICI Prudential Liquid Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Dekho, aapke paas do liquid funds hain - ICICI Prudential aur Invesco Mutual Fund. Ye don't hai ki liquid funds hain, jinka mudda hai ruke hue paiso ka sahi upayog. Hum aapko batayenge ki yeh do funds kaise differ karte hain aur aapko kis fund ka chunauta padega. Haan, is article mein hum aapko fund ke varg, returns aur asset allocation ke baare mein jaankari denge.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Invesco Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 411.88 | 3819.94 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 3.31 |
| 1 Year Return (%) | 6.15% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 6.84% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 241% | 269% |
🤖 AI Verdict – Which is Better?
Haan, ab hum aapko batayenge ki yeh do funds mein se kisne aapko best return diya hai. Dekho, 3Y return mein dono funds ek-jaisa return diya hai, lekin expense ratio aur riskometer ke hisaab se hum aapko batayenge ki kis fund better hai. Lekin, yeh nahi kehna hai ki dono funds ek-jaisa hain, lekin hamaari jaankari ke hisaab se, hum Invesco Mutual Fund Liquid Fund ko better fund manaenge.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye aapko fund ki continuity aur return stability ka dhyan rakhna hoga. Haan, yeh dono funds consistent returns dete hain, lekin asset allocation ke hisaab se hum aapko batayenge ki kis fund aapke SIP ke liye better hai. Dekho, ICICI Prudential Liquid Fund ka asset allocation thoda aur diversified hai, jisse yeh aapke SIP ke liye better fund hota hai.
⚠️ Risk & Cost Analysis
Ab hum aapko riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se fund ka analysis karenge. Haan, yeh dono funds low-risk hain, lekin Sharpe ratio ke hisaab se hum aapko batayenge ki kis fund better hai. Lekin, yeh nahi kehna hai ki dono funds ek-jaisa hain, lekin hamaari jaankari ke hisaab se, hum Invesco Mutual Fund Liquid Fund ko better fund manaenge, kyunki yeh thoda kam volatility mein hai aur thoda jyada Sharpe ratio karta hai.
📊 Portfolio Diversification
Ab hum aapko asset allocation aur top holdings concentration ke hisaab se fund ka portfolio diversification karenge. Haan, yeh dono funds asset allocation mein ek-jaisa hain, lekin top holdings concentration ke hisaab se hum aapko batayenge ki kis fund more diversified hai. Dekho, ICICI Prudential Liquid Fund ka asset allocation thoda aur diversified hai, jisse yeh aapke portfolio ke liye better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, 5Y aur 3Y return ke hisaab se, dono funds ek-jaisa return dete hain, lekin yeh nahi kehna hai ki dono funds ek-jaisa hain. Haan, ICICI Prudential Liquid Fund ka 5Y return thoda kam hai, lekin hamaari jaankari ke hisaab se, hum Invesco Mutual Fund Liquid Fund ko better fund manaenge.
Q2: Is the higher risk fund worth it?
Haan, yeh nahi kehna hai ki dono funds ek-jaisa hain. Haan, Invesco Mutual Fund Liquid Fund ka volatility thoda kam hai, lekin Sharpe ratio thoda jyada hai. Haan, yeh fund aapke portfolio ke liye better hai.
Q3: Which fund is more cost-effective?
Haan, expense ratio ke hisaab se, dono funds ek-jaisa hain. Haan, Invesco Mutual Fund Liquid Fund ka expense ratio thoda kam hai, lekin yeh nahi kehna hai ki yeh fund aapke portfolio ke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price