ICICI Prudential Liquid Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
15.78%
dekho, aapke paas do fund options hain - ICICI Prudential Liquid Fund aur HDFC Small Cap Fund. Inme se ek liquid category ka hai aur doosra small cap category ka. aap yahaan seekhenge ki inme se kaunsa fund aapke long-term wealth creation ke liye better hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Liquid | Small Cap |
| NAV (₹) | 411.88 | 152.64 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.73% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 16.9 |
| Sharpe Ratio | 3.58 | 0.55 |
| 1 Year Return (%) | 6.15% | 0.2% |
| 3 Year Return (%) | 6.93% | 15.78% |
| 5 Year Return (%) | 6.11% | 18.08% |
| Since Launch (%) | 6.84% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 90.45% |
| Portfolio Turnover | 241% | 6% |
🤖 AI Verdict – Which is Better?
haan, yadi aap long-term wealth creation ke liye fund search kar rahe hain, to HDFC Small Cap Fund behtar hai. iske 3Y return 15.78% hai, jo ICICI Prudential Liquid Fund ke 6.93% se zyada hai. lekin, risk bhi zyada hai, isliye aapko apne risk appetite ke anusaar nirnay lena hoga.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
chaliye, yadi aap monthly SIP ke liye fund search kar rahe hain, to HDFC Small Cap Fund behtar hai. isme consistency aur return stability hai, jo aapke long-term investment ke liye faydemand hai.
⚠️ Risk & Cost Analysis
sach ye hai, ki ICICI Prudential Liquid Fund ka riskometer low hai, lekin HDFC Small Cap Fund ka very high. volatility bhi HDFC Small Cap Fund mein zyada hai. expense ratio mein bhi ICICI Prudential Liquid Fund behtar hai, kyunki uska expense ratio 0.12% hai, jo HDFC Small Cap Fund ke 0.73% se kam hai.
📊 Portfolio Diversification
dekho, ICICI Prudential Liquid Fund ka asset allocation mein T-Bills, CD, CP, aur Cash hai. HDFC Small Cap Fund mein equity ka allocation zyada hai. top holdings mein bhi HDFC Small Cap Fund mein sector risk zyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Small Cap Fund ka 5Y return 18.08% hai, jo ICICI Prudential Liquid Fund ke 6.11% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Small Cap Fund ka Sharpe ratio 0.55 hai, jo ICICI Prudential Liquid Fund ke 3.58 se kam hai. lekin, volatility bhi zyada hai, isliye aapko apne risk appetite ke anusaar nirnay lena hoga.
Q3: Which fund is more cost‑effective?
ICICI Prudential Liquid Fund ka expense ratio 0.12% hai, jo HDFC Small Cap Fund ke 0.73% se kam hai. N/A exit load ke baare mein information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price