ICICI Prudential Liquid Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Ab hum apne paathakon ke liye do mutual fund schemes ke beech ka tulna karne waala hain - ICICI Prudential Liquid Fund aur Groww Mutual Fund Large Cap Fund. Is tulna mein hum unke categories, returns, aur riskometer ke beech ka comparison karenge. Dekho aapke paathakon ko kya milta hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.05 |
| Sharpe Ratio | 3.58 | 0.63 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 6.84% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation ke liye invest karte hain, to Groww Mutual Fund Large Cap Fund aapke liye bhi achi chunauti ho sakti hai. Iske 3Y return 14.7% hai, jo Fund A se uchch hai. Lekin expense ratio me, Fund A kam kharch hai. Aur riskometer ka hisaab dekar, Fund A kam risk hai. Haan, yeh dono fund aapke liye achhe hain, lekin agar aap long-term wealth creation ke liye invest karte hain, to Groww Mutual Fund Large Cap Fund aapke liye bhi achi chunauti ho sakti hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A thoda consistent return deta hai. Iske 1Y aur 3Y returns kam hi nahi hain. Lekin, Groww Mutual Fund Large Cap Fund ke case me, unke 1Y return neeche jaa raha hai. Haan, isse bhi pata chalta hai ki Fund A long-term wealth creation ke liye bhi achi chunauti ho sakti hai.
⚠️ Risk & Cost Analysis
Riskometer ka hisaab dekar, Fund A kam risk hai aur volatility 0.12 hai. Sharpe ratio bhi 3.58 hai, jo Fund B se uchch hai. Expense ratio me, Fund A kam kharch hai. Haan, yeh pata chalta hai ki Fund A risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke mukabla, Fund A T-Bills, CD aur CP me invest karta hai, jo kam riske se jude hain. Lekin, Groww Mutual Fund Large Cap Fund equity me 96% invest karta hai, jo kam riske se jude hai. Haan, isse bhi pata chalta hai ki Fund A portfolio diversification ke hisaab se bhi achha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Groww Mutual Fund Large Cap Fund ke 5Y return 12.03% hai, jo Fund A se uchch hai.
Q2: Is the higher risk fund worth it?
Haan, yeh pata chalta hai ki Groww Mutual Fund Large Cap Fund ki volatility 13.05 hai, jo Fund A se kam hai. Sharpe ratio bhi 0.63 hai, jo Fund A se kam hai. Lekin, yeh dono fund aapke liye achhe hain, lekin agar aap long-term wealth creation ke liye invest karte hain, to Groww Mutual Fund Large Cap Fund aapke liye bhi achi chunauti ho sakti hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.12% hai, jo Groww Mutual Fund Large Cap Fund ki 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price