ICICI Prudential Liquid Fund vs Edelweiss Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.24%
Agar aapko pata hai ki kis tarah se aap apne investment ke liye fund chune, toh aapko yeh article pasand aayega. Main aapko Fund A aur Fund B ke beech ka comparison karne wala hoon.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 411.88 | 15.12 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.68 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 15.25 |
| Sharpe Ratio | 3.58 | 0.68 |
| 1 Year Return (%) | 6.15% | 3.12% |
| 3 Year Return (%) | 6.93% | 14.24% |
| 5 Year Return (%) | 6.11% | 8.32% |
| Since Launch (%) | 6.84% | 16.89% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 30 October 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 241% | 55% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund B ka 3Y return 14.24% hai, jo Fund A ka 6.93% se zyada hai. Lekin expense ratio aur riskometer ka dhyan rakhte hue, Fund A ek achha vikalp hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Edelweiss Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 14.24%
- AUM: 1.68 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
10+ saal ke liye monthly SIP ke liye, Fund A ek achha vikalp hai. Iska 5Y return 6.11% hai, jo Fund B ka 8.32% se thoda kam hai, lekin volatile hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka dhyan rakhte hue, Fund A offer karta hai better risk-adjusted returns. Fund A ka riskometer low hai, jo Fund B ka very high riskometer se alag hai.
📊 Portfolio Diversification
Fund A ka asset allocation thoda diversified hai, jo Fund B ka 97% equity aur 3% T-Bills mein hi hai. Top holdings concentration ke liye, Fund A ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Edelweiss Mutual Fund Multi Cap Fund
₹1329792.28
@14.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 8.32% hai, jo Fund A ka 6.11% se zyada hai. Lekin, Fund A ka expense ratio 0.12% hai, jo Fund B ka 1.68% se kam hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 15.25 hai, jo Fund A ka 0.12 se zyada hai. Sharpe ratio ka dhyan rakhte hue, Fund A ka sharpe ratio 3.58 hai, jo Fund B ka 0.68 se zyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ka 1.68% se kam hai. Isliye, Fund A ek cost-effective vikalp hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price