ICICI Prudential Liquid Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.99%
Ab aap dono funds kaa ek comparison dekhaayenge. Fund A aur Fund B dono hi liquid funds hain, lekin aapko pataa lagaayenge kaa fund aapke investment ke liye achchhaa hai ya nahin.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 411.88 | 3598.40 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 3.77 |
| 1 Year Return (%) | 6.15% | 6.24% |
| 3 Year Return (%) | 6.93% | 6.99% |
| 5 Year Return (%) | 6.11% | 6.17% |
| Since Launch (%) | 6.84% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 241% | 295% |
🤖 AI Verdict – Which is Better?
Haan, aapko pataa chal gayaa hai ki dono funds low-risk hain, lekin aapko fund B ka preference dene ka koi sahi hai, kyonki yeh Fund A se 3-year return mein 0.06% jyada deta hai. Lekin expense ratio bhi ek mahatvapoorn factor hai. Fund A ka expense ratio 0.12% hai, jo Fund B se ek baat kam hai. Isliye, Fund A aapke liye acha fund hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Yeh fund aapke liye kaaafi achchha hai, kyonki yeh ek stable return deta hai. Fund A ki 1-year return 6.15% hai, 3-year return 6.93% hai. Isliye, aap is fund mein monthly SIP kar sakate hain. Fund B bhi ek achchha fund hai, lekin yeh Fund A se kuch kam return deta hai.
⚠️ Risk & Cost Analysis
Yeh fund dono hi low-risk hain, lekin aapko pataa chal gayaa hai ki Fund A ki volatility 0.12% hai, jo Fund B se kam hai. Sharpe ratio bhi ek mahatvapoorn factor hai. Fund A ka Sharpe ratio 3.58 hai, jo Fund B se kam hai. Isliye, Fund A aapke liye acha fund hai, kyonki yeh risk-adjusted return deta hai.
📊 Portfolio Diversification
Yeh fund dono hi ek hi asset allocation par follow karte hain, lekin aapko pataa chal gayaa hai ki Fund A ka asset allocation T-Bills mein 65% hai, CD mein 20% hai, CP mein 10% hai, aur cash mein 5% hai. Fund B ka bhi asset allocation ek hi hai. Isliye, dono funds mein ek hi asset allocation hai, lekin aapko pataa chaahiye ki sector risk bhi ek mahatvapoorn factor hai. Fund A ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Fund B ka bhi top 3 holdings ek hi hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5-year return 6.11% hai, jo Fund B se kam hai. Isliye, Fund A aapke liye acha fund hai.
Q2: Is the higher risk fund worth it?
Haan, lekin dono funds hi low-risk hain. Fund A ki volatility 0.12% hai, jo Fund B se kam hai. Sharpe ratio bhi ek mahatvapoorn factor hai. Fund A ka Sharpe ratio 3.58 hai, jo Fund B se kam hai. Isliye, Fund A aapke liye acha fund hai.
Q3: Which fund is more cost-effective?
Yeh fund dono hi ek hi expense ratio par follow karte hain, 0.12%. Isliye, dono funds ek hi cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price