ICICI Prudential Liquid Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Ab humein do aam mutual fundon ke beech mein comparison karna hai - ICICI Prudential Liquid Fund aur Edelweiss Mutual Fund Large Cap Fund. Ye do fund apni alag-alag categories mein aate hain - Liquid aur Large Cap. Aapko yahaan aapko iske inme se kis fund ko long-term wealth creation ke liye best kaise hai, uske baare mein jaankari milegi.
[VERDICT]| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.9 |
| Sharpe Ratio | 3.58 | 0.64 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 6.84% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 32% |
🤖 AI Verdict – Which is Better?
Humein lagta hai ki kisi bhi fund ko long-term wealth creation ke liye choose karna hai, to humein 3Y return, expense ratio, aur riskometer ko dhyan mein rakhna hoga. Edelweiss Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, jo ICICI Prudential Liquid Fund ka 3Y return 6.93% se adhik hai. Lekin expense ratio ke hisab se, ICICI Prudential Liquid Fund 0.12% ka expense ratio hai, jo Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% se kam hai. Riskometer ke hisab se bhi, ICICI Prudential Liquid Fund ka riskometer low hai, jo Edelweiss Mutual Fund Large Cap Fund ka riskometer very high hai. To, hume lagta hai ki ICICI Prudential Liquid Fund long-term wealth creation ke liye better fund hai.
[SIP_SUITABILITY]Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Aapko monthly SIP karna hai, to hume lagta hai ki ICICI Prudential Liquid Fund aapke liye better fund hai. Iska reason yeh hai ki ICICI Prudential Liquid Fund ka volatility 0.12 hai, jo Edelweiss Mutual Fund Large Cap Fund ka volatility 12.9 se kam hai. Lekin, Edelweiss Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, jo ICICI Prudential Liquid Fund ka 3Y return 6.93% se adhik hai. To, yadi aapko long-term wealth creation ke liye invest karna hai, to Edelweiss Mutual Fund Large Cap Fund aapke liye better fund hai. Lekin, yadi aapko monthly SIP karna hai, to ICICI Prudential Liquid Fund aapke liye better fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hume koi fund ke riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karna hai. ICICI Prudential Liquid Fund ka riskometer low hai, jo Edelweiss Mutual Fund Large Cap Fund ka riskometer very high hai. Volatility ke hisab se bhi, ICICI Prudential Liquid Fund ka volatility 0.12 hai, jo Edelweiss Mutual Fund Large Cap Fund ka volatility 12.9 se kam hai. Sharpe ratio ke hisab se bhi, ICICI Prudential Liquid Fund ka Sharpe ratio 3.58 hai, jo Edelweiss Mutual Fund Large Cap Fund ka Sharpe ratio 0.64 se adhik hai. Expense ratio ke hisab se bhi, ICICI Prudential Liquid Fund ka expense ratio 0.12% hai, jo Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% se kam hai. To, hume lagta hai ki ICICI Prudential Liquid Fund better risk-adjusted returns offer karta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hume do fund ke asset allocation aur top holdings concentration ko compare karna hai. ICICI Prudential Liquid Fund ka asset allocation 65% T-Bills, 20% CD, 10% CP, aur 5% cash mein hai. Edelweiss Mutual Fund Large Cap Fund ka asset allocation 96% equity aur 4% T-Bills mein hai. Top holdings concentration ke hisab se bhi, ICICI Prudential Liquid Fund ka top holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) mein hai, jo Edelweiss Mutual Fund Large Cap Fund ka top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) mein hai. To, hume lagta hai ki ICICI Prudential Liquid Fund portfolio diversification ke liye better fund hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Humein lagta hai ki Edelweiss Mutual Fund Large Cap Fund long run me better returns deta hai, lekin iska 5Y return 12.03% hai, jo ICICI Prudential Liquid Fund ka 5Y return 6.11% se kam hai.
Q2: Is the higher risk fund worth it?
Humein lagta hai ki Edelweiss Mutual Fund Large Cap Fund ka higher risk fund nahi hai, kyunki uska Sharpe ratio 0.64 hai, jo ICICI Prudential Liquid Fund ka Sharpe ratio 3.58 se kam hai.
Q3: Which fund is more cost-effective?
Humein lagta hai ki ICICI Prudential Liquid Fund cost-effective hai, kyunki uska expense ratio 0.12% hai, jo Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price