ICICI Prudential Liquid Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.5%
Dekho, aap logon ne sabhi ke liye ek fund kaise chunna hai, yeh ek mahatvapoorn sawal hai. Aaj hum do fundon ke beech ka comparison karne ja rahe hain - ICICI Prudential Liquid Fund aur Canara Robeco Large Cap Fund. Ye dono fund alag-alag category mein aate hain aur humein pata lagana hai ki kis fund mein long-term wealth creation ke liye investment karna chahiye.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Canara Robeco |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 69.54 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.83% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.61 |
| Sharpe Ratio | 3.58 | 0.52 |
| 1 Year Return (%) | 6.15% | -3.79% |
| 3 Year Return (%) | 6.93% | 12.5% |
| 5 Year Return (%) | 6.11% | 11.73% |
| Since Launch (%) | 6.84% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | NIFTY Liquid Index | BSE 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 241% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humein pata hai ki kis fund mein long-term wealth creation ke liye investment karna chahiye. 3Y return ke hisab se, Canara Robeco Large Cap Fund 12.5% ki return deta hai, jabki ICICI Prudential Liquid Fund 6.93% ki return deta hai. Lekin expense ratio ke hisab se, ICICI Prudential Liquid Fund expense ratio mein kam hai, jiska 0.12% hai. Riskometer ke hisab se, ICICI Prudential Liquid Fund Low riskometer mein aata hai, jabki Canara Robeco Large Cap Fund Very High riskometer mein aata hai. Sach ye hai, ICICI Prudential Liquid Fund long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
SIP suitability ke hisab se, humein pata hai ki kitna fund monthly SIP ke liye suitable hai. Canara Robeco Large Cap Fund ki volatility 11.61 hai aur Sharpe ratio 0.52 hai, jabki ICICI Prudential Liquid Fund ki volatility 0.12 hai aur Sharpe ratio 3.58 hai. Lekin asset allocation ke hisab se, Canara Robeco Large Cap Fund equity mein 96.23% investment karta hai, jabki ICICI Prudential Liquid Fund T-Bills mein 65.00% investment karta hai. Sach ye hai, ICICI Prudential Liquid Fund monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisab se, humein pata hai ki kis fund mein better risk-adjusted returns hai. ICICI Prudential Liquid Fund ki riskometer Low hai, volatility 0.12 hai, aur Sharpe ratio 3.58 hai, jabki Canara Robeco Large Cap Fund ki riskometer Very High hai, volatility 11.61 hai, aur Sharpe ratio 0.52 hai. Lekin expense ratio ke hisab se, ICICI Prudential Liquid Fund expense ratio mein kam hai, jiska 0.12% hai. Sach ye hai, ICICI Prudential Liquid Fund mein better risk-adjusted returns hai.
📊 Portfolio Diversification
Portfolio diversification ke hisab se, humein pata hai ki kis fund mein better diversified hai. ICICI Prudential Liquid Fund ki asset allocation T-Bills mein 65.00%, CD mein 20.00%, CP mein 10.00%, aur cash mein 5.00% hai, jabki Canara Robeco Large Cap Fund ki asset allocation equity mein 96.23% hai. Top holdings concentration ke hisab se, ICICI Prudential Liquid Fund ki top holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai, jabki Canara Robeco Large Cap Fund ki top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Sach ye hai, ICICI Prudential Liquid Fund mein better diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Canara Robeco Large Cap Fund 5Y/3Y returns ke hisab se better hai, jiska 11.73% hai, jabki ICICI Prudential Liquid Fund ki 5Y/3Y returns 6.11% hai.
Q2: Is the higher risk fund worth it?
Canara Robeco Large Cap Fund ki volatility 11.61 hai aur Sharpe ratio 0.52 hai, jabki ICICI Prudential Liquid Fund ki volatility 0.12 hai aur Sharpe ratio 3.58 hai. Lekin Canara Robeco Large Cap Fund ki asset allocation equity mein 96.23% hai, aur Sharpe ratio mein kam hai. Sach ye hai, Canara Robeco Large Cap Fund ki higher risk fund worth hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Liquid Fund expense ratio mein kam hai, jiska 0.12% hai, jabki Canara Robeco Large Cap Fund ki expense ratio 0.83% hai. Sach ye hai, ICICI Prudential Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price