ICICI Prudential Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
19.19%
Chaliye, dekho, main apne doston ki madad karne aaya hoon. Aaj main do fund ke beech ki tulna karne ja raha hoon - ICICI Prudential Liquid Fund aur Axis Midcap Fund. Ye dono fund Indian investors ke liye kafi acche hain, lekin inki alag-alag category aur riskometer hain. Main aapko kya seekhne ko milega, ismein shaamil hain Fund A ke jankari, fund B ke jankari, aur do fund ke beech ki tulna.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 411.88 | 136.27 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.48 |
| Sharpe Ratio | 3.58 | 0.88 |
| 1 Year Return (%) | 6.15% | 7.41% |
| 3 Year Return (%) | 6.93% | 19.19% |
| 5 Year Return (%) | 6.11% | 16.41% |
| Since Launch (%) | 6.84% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 241% | 12% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, do fund ke beech ki tulna karne ke baad, main kahunga ki Axis Midcap Fund aapke liye long-term wealth creation ke liye better fund hai. Yeh fund ka 3Y return 19.19% hai, jabki Fund A ka 3Y return 6.93% hai. Iske alawa, Axis Midcap Fund ka expense ratio 1.58% hai, jo Fund A ka expense ratio 0.12% se adhik hai. Lekin, yeh fund ka riskometer Very High hai, jo Investor ke liye kafi riski samjhata hai. Isliye, aapko fund ki riskometer ko dekhkar invest karne ke baare mein sochna chahiye.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP suitability ke liye, main kahunga ki Axis Midcap Fund aapke liye monthly SIP ke liye better fund hai. Yeh fund ka consistency aur return stability dono mein achha hai. Fund A ka 1Y return 6.15% hai, jabki Fund B ka 1Y return 7.41% hai. Iske alawa, Fund B ka Sharpe ratio 0.88 hai, jo Fund A ka Sharpe ratio 3.58 se kam hai. Isliye, Fund B aapke monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye, main kahunga ki Fund A aapke liye better fund hai. Yeh fund ka Riskometer Low hai, jo investor ke liye kafi surakshit samjhata hai. Iske alawa, Fund A ka volatility 0.12 hai, jo Fund B ka volatility 14.48 se kam hai. Iske alawa, Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.88 se adhik hai. Iske alawa, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 1.58% se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, main kahunga ki Fund A aapke liye better fund hai. Fund A ka 65.00% asset allocation T-Bills par hai, jo Fund B ka 89.53% asset allocation equity par hai. Iske alawa, Fund A ka top holdings concentration State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills par hai, jo Fund B ka top holdings concentration The Federal Bank Ltd., Fortis Healthcare Ltd., aur Multi Commodity Exchange Of India Ltd. par hai. Iske alawa, Fund A ka sector risk less hai, jo Fund B ka sector risk adhik hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 16.41% hai, jo Fund A ka 5Y return 6.11% se adhik hai. Isliye, Fund B aapke liye long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, sach ye hai, Fund B ka higher risk fund hai, lekin yeh fund ka Sharpe ratio 0.88 hai, jo Fund A ka Sharpe ratio 3.58 se kam hai. Isliye, Fund B aapke liye risk-adjusted returns ke liye better fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 1.58% se kam hai. Isliye, Fund A aapke liye more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price