ICICI Prudential Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
21.36%
Today, humein do aam funds ke beech ka comparison karna hai - ICICI Prudential Liquid Fund aur Axis Bluechip Fund. Dekho, yeh dono fund kya characteristics ke sath aaye hain aur hum aapko pata chalayenge ki investment kaisa karein.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 20.09 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.32 |
| Sharpe Ratio | 3.58 | 1.31 |
| 1 Year Return (%) | 6.15% | 5.85% |
| 3 Year Return (%) | 6.93% | 21.36% |
| 5 Year Return (%) | 6.11% | 5.92% |
| Since Launch (%) | 6.84% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A icche 3Y return, expense ratio aur risk ke hisaab se better hai. Yeh fund low riskometer ke saath aaya hai aur expense ratio bhi kam hai. Haan, lekin Fund B 3Y return mein bhi accha performance diya hai, lekin risk bhi adhik hai. Chaliye, let's compare these funds aur pata chalayenge ki Fund A ya Fund B better hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
SIP suitability ke hisaab se, Fund A better hai, kyunki yeh fund consistent return stability ke saath aaya hai. Fund A ka 1Y aur 3Y return Fund B se zyada hai. Dekho, yeh fund SIP ke liye better hai, lekin Fund B bhi ek achha fund hai. Chaliye, let's compare dono funds aur pata chalayenge ki kis fund better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Fund A better hai. Fund A ka riskometer low hai aur volatility bhi kam hai. Sharpe ratio ke hisaab se bhi Fund A better hai, kyunki yeh fund high return diya hai lekin risk bhi kam hai. Haan, lekin Fund B ka expense ratio Fund A se zyada hai. Dekho, yeh fund better hai risk-adjusted returns ke hisaab se.
📊 Portfolio Diversification
Portfolio diversification ke hisaab se, Fund A better hai, kyunki yeh fund asset allocation ke liye accha hai. Fund A ka 65% T-Bills aur 20% CD ka asset allocation hai, jisse yeh fund diversified hai. Fund B ka asset allocation bhi accha hai, lekin sector risk bhi adhik hai. Dekho, yeh fund portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Kuchh saal se Fund A ka 5Y return Fund B se zyada hai, yeh fund long run mein better hai.
Q2: Is the higher risk fund worth it?
Volatility ke hisaab se, Fund B ka risk adhik hai, lekin Sharpe ratio ke hisaab se Fund A better hai. Dekho, yeh fund risk-adjusted returns ke hisaab se better hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio Fund B se kam hai, yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price