ICICI Prudential Liquid Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.7%
Agar aapko lagta hai ki liquid aur multi cap funds mein kya farq hai, toh aap sabhi investors ke liye ye post achha hoga. Dekho, hum doh funds ke beech mein tulna karenge aur aapko batayenge ki long-term wealth creation ke liye kis fund ka chayan karna achha hoga.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 411.88 | 8.38 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.4 |
| Sharpe Ratio | 3.58 | 1.52 |
| 1 Year Return (%) | 6.15% | -11.42% |
| 3 Year Return (%) | 6.93% | 12.7% |
| 5 Year Return (%) | 6.11% | 7.44% |
| Since Launch (%) | 6.84% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 241% | 32% |
🤖 AI Verdict – Which is Better?
Chaliye, hum ek baar phir se fund A aur fund B ka chayan karenge. 3Y return ke hisab se, fund A (ICICI Prudential Liquid Fund) 6.93% ki return deti hai, jabki fund B (Angel One Mutual Fund Multi Cap Fund) 12.7% ki return deti hai. Lekin, expense ratio aur riskometer ke hisab se, fund B kafi riski hui hai. Haan, fund A ki expense ratio 0.12% hai, jabki fund B ki 1.68% hai. Isliye, long-term wealth creation ke liye fund A ka chayan karna achha hoga.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Agar aap 10+ saal tak SIP karna chahte hain, toh fund A (ICICI Prudential Liquid Fund) kaa chayan karna achha hoga. Is fund ne 3Y aur 5Y mein consistent returns di hain, lekin fund B ka 1Y return negative hai. Isliye, fund A ke liye SIP karna aapke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, fund B (Angel One Mutual Fund Multi Cap Fund) kafi riski hui hai, lekin fund A (ICICI Prudential Liquid Fund) low risk hui hai. Sharpe ratio ke hisab se bhi, fund A better hai. Lekin, expense ratio ke hisab se, fund B kafi expensive hai, lekin fund A kam expensive hai. Isliye, risk-adjusted returns ke hisab se, fund A better hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, fund A (ICICI Prudential Liquid Fund) me T-Bills, CD, CP aur cash ki allocation hai, lekin fund B (Angel One Mutual Fund Multi Cap Fund) me equity ka 97% allocation hai. Isliye, fund A me asset allocation achhi hai. Lekin, sector risk ke hisab se, fund B me Reliance Industries Ltd. aur ICICI Bank Ltd. ki allocation hai, jisse sector risk aati hai. Isliye, fund A me sector risk kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B (Angel One Mutual Fund Multi Cap Fund) 5Y aur 3Y mein achi returns deti hai, lekin fund A (ICICI Prudential Liquid Fund) 5Y mein kam returns deti hai. Lekin, fund A ki consistency aur stability fund B se better hai.
Q2: Is the higher risk fund worth it?
Fund B (Angel One Mutual Fund Multi Cap Fund) kafi riski hui hai, lekin fund A (ICICI Prudential Liquid Fund) low risk hui hai. Lekin, fund B ke Sharpe ratio 1.52 hai, jabki fund A ka 3.58 hai. Isliye, fund B ka Sharpe ratio fund A se kam hai.
Q3: Which fund is more cost-effective?
Fund A (ICICI Prudential Liquid Fund) ki expense ratio 0.12% hai, jabki fund B (Angel One Mutual Fund Multi Cap Fund) ki 1.68% hai. Isliye, fund A kam expensive hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price