ICICI Prudential Liquid Fund vs Angel One Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.96%
Ab aapko do mutual funds ke baray mein jaankari milne waali hai. Fund A ICICI Prudential Liquid Fund Direct Plan Growth hai aur Fund B Angel One Mutual Fund Mid Cap Fund Regular Plan Growth. Ye dono alag-alag categories mein aate hain. Fund A Liquid category mein aata hai, jiska matalab hai ki yeh fund apne paiso ko safety ke liye rakhta hai. Fund B Mid Cap category mein aata hai, jiska matalab hai ki yeh fund mid-sized companies mein investment karta hai. Aaj hum aapko in dono funds ke beech ki comparison karne waali hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 411.88 | 116.77 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.55 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.85 |
| Sharpe Ratio | 3.58 | 0.44 |
| 1 Year Return (%) | 6.15% | -1.93% |
| 3 Year Return (%) | 6.93% | 12.96% |
| 5 Year Return (%) | 6.11% | 12.33% |
| Since Launch (%) | 6.84% | 10.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 241% | 25% |
🤖 AI Verdict – Which is Better?
Haan, let's see. Fund A ki 3Y return 6.93% hai, jo ki bahut achhi hai. Expense ratio bhi thodi si hai, 0.12%. Aur riskometer bhi thoda sa hai, Low. Fund B ki 3Y return 12.96% hai, lekin expense ratio bahut jyada hai, 1.75%. Aur riskometer bhi bahut jyada hai, Very High. Isliye, Fund A humesha ke liye better option hai.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 12.96%
- AUM: 1.55 Lac Cr
- Sharpe Ratio: 0.44
📈 SIP Suitability
Dekho, SIP ke liye Fund A aur Fund B ki comparison karein. Fund A ki consistency aur return stability bahut achhi hai. Isliye, yeh fund SIP ke liye achha hai. Fund B ki consistency nahi hai, isliye yeh fund SIP ke liye nahi hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility, Sharpe ratio, expense ratio sabhi cheezon mein Fund A better hai. Fund A ki riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, expense ratio 0.12% hai. Fund B ki riskometer Very High hai, volatility 14.85 hai, Sharpe ratio 0.44 hai, expense ratio 1.75% hai. Isliye, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings concentration ka comparison karein. Fund A ki asset allocation bahut hi diversified hai. T-Bills 65%, CD 20%, CP 10%, cash 5%. Fund B ki asset allocation nahi hai, yeh sabhi paise equity mein lagta hai. Top holdings bhi bahut hi concentrated hai, Voltas Ltd. 3.8%, Mphasis Ltd. 3.5%, Coforge Ltd. 3.2%. Isliye, Fund A more diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Mid Cap Fund
₹1230435.05
@13.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y aur 3Y returns dekhein. Fund A ki 5Y return 6.11% hai, Fund B ki 5Y return 12.33% hai. Isliye, Fund B long run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio dekhein. Fund B ki volatility 14.85 hai, Sharpe ratio 0.44 hai. Fund A ki volatility 0.12 hai, Sharpe ratio 3.58 hai. Isliye, Fund A better hai.
Q3: Which fund is more cost-effective?
Expense ratio dekhein. Fund A ki expense ratio 0.12% hai, Fund B ki expense ratio 1.75% hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price