ICICI Prudential Liquid Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Dekho, aapke paas do alag-alag funds hai jinke category khatam khatam hain. ICICI Prudential Liquid Fund ek liquid fund hai, jabki Angel One Mutual Fund Large Cap Fund ek large cap fund hai. Is article mein hum aapko bataayenge ki ye dono funds kis tarah kaam karte hain aur kis fund aapke liye achha hai.
| Parameter | AICICI Prudential Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 411.88 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.57 |
| Sharpe Ratio | 3.58 | 0.71 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 6.84% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 241% | 19% |
🤖 AI Verdict – Which is Better?
Haan, chaliye aatmanirbhar verdict banate hain. Long-term wealth creation ke liye, hum 3Y return, expense ratio, aur risk ke hisaab se fund ki performance ka moolyaankan karte hain. Angel One Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, jabki ICICI Prudential Liquid Fund ka 3Y return 6.93% hai. Lekin, expense ratio ke hisaab se, ICICI Prudential Liquid Fund kam kharchik hai, jiska expense ratio 0.12% hai, jabki Angel One Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Isliye, hum sochta hain ki ICICI Prudential Liquid Fund aur bhi achha fund hai long-term wealth creation ke liye.
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum dono funds ka analysis karte hain. Angel One Mutual Fund Large Cap Fund ka 1Y return -4.02% hai, jabki ICICI Prudential Liquid Fund ka 1Y return 6.15% hai. Lekin, hum SIP ke liye long-term return ko zaroori samajhate hain. 5Y return ke hisaab se, ICICI Prudential Liquid Fund ka return 6.11% hai, jabki Angel One Mutual Fund Large Cap Fund ka return 12.03% hai. Isliye, hum sochta hain ki Angel One Mutual Fund Large Cap Fund SIP ke liye aur bhi achha fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, hum dono funds ka risk analysis karte hain. ICICI Prudential Liquid Fund ka riskometer low hai, jabki Angel One Mutual Fund Large Cap Fund ka riskometer very high hai. Volatility ke hisaab se, ICICI Prudential Liquid Fund ka volatility 0.12 hai, jabki Angel One Mutual Fund Large Cap Fund ka volatility 11.57 hai. Sharpe ratio ke hisaab se, ICICI Prudential Liquid Fund ka Sharpe ratio 3.58 hai, jabki Angel One Mutual Fund Large Cap Fund ka Sharpe ratio 0.71 hai. Isliye, hum sochta hain ki ICICI Prudential Liquid Fund kam risk aur high returns ke saath aata hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, hum dono funds ka portfolio diversification analysis karte hain. ICICI Prudential Liquid Fund ka asset allocation T-Bills, CD, CP, aur cash mein 65%, 20%, 10%, aur 5% hai, jabki Angel One Mutual Fund Large Cap Fund ka asset allocation equity aur T-Bills mein 96% aur 4% hai. Top holdings concentration ke hisaab se, ICICI Prudential Liquid Fund ka top holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein 8.5%, 7.2%, aur 6.8% hai, jabki Angel One Mutual Fund Large Cap Fund ka top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein 8.5%, 7.8%, aur 6.9% hai. Isliye, hum sochta hain ki ICICI Prudential Liquid Fund kam risk aur high returns ke saath aata hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Angel One Mutual Fund Large Cap Fund 5Y return 12.03% hai, jo ICICI Prudential Liquid Fund ka 5Y return 6.11% se zyada hai.
Q2: Is the higher risk fund worth it?
Angel One Mutual Fund Large Cap Fund ka volatility 11.57 hai, jo ICICI Prudential Liquid Fund ka volatility 0.12 se zyada hai. Sharpe ratio ke hisaab se, ICICI Prudential Liquid Fund ka Sharpe ratio 3.58 hai, jo Angel One Mutual Fund Large Cap Fund ka Sharpe ratio 0.71 se zyada hai. Isliye, hum sochta hain ki ICICI Prudential Liquid Fund kam risk aur high returns ke saath aata hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Liquid Fund ka expense ratio 0.12% hai, jo Angel One Mutual Fund Large Cap Fund ka expense ratio 0.52% se kam hai. Isliye, hum sochta hain ki ICICI Prudential Liquid Fund kam kharchik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price