ICICI Prudential Bluechip Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Ab yeh dono funds ek hi category mein aate hain, Large Cap. Hum apne investors ko batayenge ki yeh dono funds kaise hain aur yeh dono funds mein kya faayda hain. Chaliye dekhte hain Fund A aur Fund B ki vishishtataein aur inki compare karein.
[VERDICT]| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.79 |
| Sharpe Ratio | 0.71 | 0.7 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 21% |
🤖 AI Verdict – Which is Better?
Haan, hum yeh sochta hain ki Fund A ki 3Y return 15.44% hai, jo ki Fund B ki 3Y return 14.7% se adhik hai. Lekin Fund B ka expense ratio Fund A ke saman hai, 0.52%. Sach ye hai, Fund A ka riskometer bhi Fund B ke saman hai, Very High. Isliye, hum Fund A ko long-term wealth creation ke liye better fund manaenge.
[SIP_SUITABILITY]Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Chaliye hum is baat ka vichar karte hain ki Fund A ya Fund B better hai SIP ke liye. Fund A ki 1Y return 24.48% hai, jiska kaaran fund ki consistency aur return stability ka hai. Haan, Fund B ki 1Y return -4.02% hai, lekin iska kaaran fund ki consistency aur return stability ka nahin hai. Isliye, Fund A better hai SIP ke liye.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hum yeh dekhenge koi dono funds mein riskometer, volatility aur Sharpe ratio ka kya hain. Fund A ka riskometer Very High hai, jiska kaaran fund ki volatility hai, 12.52. Fund B ka riskometer bhi Very High hai, jiska kaaran fund ki volatility hai, 11.79. Haan, Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B ka Sharpe ratio 0.7 se adhik hai. Isliye, Fund A offer better risk-adjusted returns.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hum yeh dekhenge Fund A aur Fund B ke asset allocation aur top holdings concentration ka kya hain. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jiska kaaran fund ki diversification ka nahin hai. Fund B ka asset allocation bhi Equity: 96.00% | T-Bills: 4.00% hai, jiska kaaran fund ki diversification ka nahin hai. Haan, Fund A ka top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai, jiska kaaran fund ki sector risk hai. Isliye, Fund B better hai portfolio diversification ke liye.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run me, Fund B ka 5Y return 12.03% hai, jo Fund A ka 12.65% se kam hai. Lekin, Fund B ka 3Y return 14.7% hai, jo Fund A ka 15.44% se kam hai. Isliye, Fund A long run me better returns dene ki sambhavna hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 12.52 hai, jo Fund B ka 11.79 se zyada hai. Lekin, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka 0.7 se zyada hai. Isliye, Fund A ka risk-adjusted returns better hai, lekin Fund B ka risk-adjusted returns bhi nahin kam hai.
Q3: Which fund is more cost-effective?
Fund A aur Fund B ka expense ratio dono mein 0.52% hai. Isliye, dono fund equal cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price