ICICI Prudential Bluechip Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Ab hum aapko do bade mutual funds ke beech mein comparison karne ja rahe hain – ICICI Prudential Bluechip Fund aur Tata Mutual Fund Large Cap Fund. Ye do funds Large Cap category mein aate hain aur aapko dekhne ko milta hai ki ye dono fund aapki long-term wealth creation ke liye kya offer karte hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.94 |
| Sharpe Ratio | 0.71 | 0.63 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 32% |
🤖 AI Verdict – Which is Better?
Ek aisa fund jiski need aapko hai, woh hai ICICI Prudential Bluechip Fund. Yeh fund aapki long-term wealth creation ke liye behtar hai, lekin yeh fund aapko jaldi se returns de sakta hai, nahi. Haan, yeh fund 3Y return mein 15.44% return deta hai, jiska expense ratio 0.52% hai. Dekho, yeh fund riskometer mein bhi Very High hai, lekin volatility 12.52 hai, jo aam taur par high hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ek monthly SIP ke liye, yeh fund aapko behtar vikalp hoga. Fund B ka 3Y return kam hai, lekin yeh fund 1Y return mein bhi nahi hai. Haan, yeh fund consistency ke point se behtar hai, lekin yeh fund 10+ years ke liye aapki wealth creation ke liye behtar vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke point se, Fund A behtar hai. Yeh fund riskometer mein Very High hai, lekin volatility 12.52 hai, jo aam taur par high hai. Lekin Sharpe ratio 0.71 hai, jo Fund B se kam hai. Haan, yeh fund expense ratio mein bhi 0.52% hai, jo Fund B se kam hai.
📊 Portfolio Diversification
Asset allocation ke point se, dono funds ek hi hain. Yeh dono funds equity mein 96% aur T-Bills mein 4% invest karte hain. Lekin top holdings ke point se, yeh dono funds ek hi hain. HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. dono funds ke top 3 holdings hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 12.65% hai, jo Fund B ka 12.03% se jyada hai. Haan, yeh fund 3Y return mein bhi 15.44% return deta hai, jiska expense ratio 0.52% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 12.52 hai, jo Fund B ka 12.94 se kam hai. Lekin Sharpe ratio 0.71 hai, jo Fund B se kam hai. Dekho, yeh fund riskometer mein Very High hai, lekin yeh fund aapki long-term wealth creation ke liye behtar hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.52% hai, jo Fund B ka 0.52% se kam hai. Lekin dono funds ek hi AUM (Assets Under Management) par operate karte hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price