ICICI Prudential Bluechip Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
22.93%
Dekho, aap donon Fund A aur Fund B ka category kya hai? Fund A ICICI Prudential Bluechip Fund direct plan growth hai, jiska category large cap hai, aur Fund B Sundaram Mutual Fund Multi Cap Fund regular plan growth hai, jiska category multi cap hai. Ye post aapko donon fund ke baare mein jaankari dega, aur aapko pata chalega ki aapke liye konsa fund better hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Sundaram Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 1431.56 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.8 |
| Sharpe Ratio | 0.71 | 1.11 |
| 1 Year Return (%) | 24.48% | 6.91% |
| 3 Year Return (%) | 15.44% | 22.93% |
| 5 Year Return (%) | 12.65% | 19.07% |
| Since Launch (%) | 16.42% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 50% |
🤖 AI Verdict – Which is Better?
Chaliye aapko batate hain ki 3Y return, expense ratio, aur risk ke adhar par donon fund ke beech se konsa fund better hai. Fund A ki 3Y return 15.44% hai, aur expense ratio 0.52% hai, lekin riskometer very high hai. Fund B ki 3Y return 22.93% hai, aur expense ratio 1.68% hai, lekin riskometer bhi very high hai. Sach ye hai ki Fund B better hai long term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Aap monthly SIP ke liye konsa fund better hai? Dekho Fund A ki 1Y return 24.48% hai, lekin 3Y return aur stablity ke liye Fund B better hai. Fund B ki 1Y return 6.91% hai, lekin 3Y return aur stablity ke liye better hai. Haan, Fund B better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Chaliye donon fund ke riskometer, volatility, Sharpe ratio, aur expense ratio ke beech mein kya farq hai? Fund A ki riskometer very high hai, volatility 12.52 hai, aur Sharpe ratio 0.71 hai. Fund B ki riskometer bhi very high hai, volatility 14.8 hai, aur Sharpe ratio 1.11 hai. Expense ratio ke liye Fund A better hai. Sach ye hai ki Fund A better hai risk-adjusted returns ke liye, lekin Fund B ka Sharpe ratio better hai.
📊 Portfolio Diversification
Aapko pata hai ki donon fund ke asset allocation aur top holdings concentration se kya farq hai? Fund A ki asset allocation equity 96.00% aur T-Bills 4.00% hai, aur top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Fund B ki asset allocation equity 97.00% aur T-Bills 3.00% hai, aur top holdings HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai. Sach ye hai ki Fund A ka asset allocation thoda diversify hai, lekin Fund B ka top holdings concentration thoda kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ki 5Y return 19.07% hai, aur 3Y return 22.93% hai, jo Fund A ki 5Y return 12.65% aur 3Y return 15.44% se better hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 14.8 hai, jo Fund A ka 12.52 volatility se kam hai, lekin Fund B ka Sharpe ratio 1.11 hai, jo Fund A ka 0.71 Sharpe ratio se better hai. Sach ye hai ki Fund B ka risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.52% hai, jo Fund B ki 1.68% expense ratio se kam hai. Sach ye hai ki Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price