ICICI Prudential Bluechip Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.45%
Chaliye, dekho, aaj hum do fundon ka comparison karne ja rahe hain - ICICI Prudential Bluechip Fund aur SBI Midcap Fund. Sabse pehle, yeh jaan lijiye ki donon fund kis categories mein aate hain. ICICI Prudential Bluechip Fund Large Cap Fund hai, jabki SBI Midcap Fund Mid Cap Fund hai. Aaj hum yeh jaanenge ki donon fundon mein kya aisa hai jo aapke paisayon ko behtar return de sakta hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 83.91 | 264.93 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.71 |
| Sharpe Ratio | 0.71 | 0.61 |
| 1 Year Return (%) | 24.48% | 1.71% |
| 3 Year Return (%) | 15.44% | 15.45% |
| 5 Year Return (%) | 12.65% | 16.58% |
| Since Launch (%) | 16.42% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long term wealth creation ke liye Fund A (ICICI Prudential Bluechip Fund) aapke liye better option hai. Iska reason hai uska 3Y return jo 15.44% hai, jabki Fund B (SBI Midcap Fund) ka 3Y return 15.45% hai lekin expense ratio 1.62% hai jo kafi high hai. Isliye, Fund A aapke liye behtar hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP (Sistematic Investment Plan) ke liye donon fund suitable hain lekin Fund A (ICICI Prudential Bluechip Fund) aapke liye better option hai. Iska reason hai uska 3Y return jo stable hai aur expense ratio 0.52% hai jo kafi low hai. Isliye, Fund A aapke liye behtar hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility aur Sharpe ratio ke liye dekhte hain. Fund A (ICICI Prudential Bluechip Fund) ka riskometer very high hai lekin volatility 12.52 hai aur Sharpe ratio 0.71 hai. Fund B (SBI Midcap Fund) ka riskometer bhi very high hai lekin volatility 14.71 hai aur Sharpe ratio 0.61 hai. Isliye, Fund A aapke liye behtar hai.
📊 Portfolio Diversification
Asset allocation ke liye dekhte hain. Fund A (ICICI Prudential Bluechip Fund) mein equity ka 96% aur T-Bills ka 4% hai. Fund B (SBI Midcap Fund) mein equity ka 93.08% aur T-Bills ka 1.19% hai. Isliye, Fund A ka asset allocation better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund A (ICICI Prudential Bluechip Fund) ka 5Y return 12.65% hai, jo Fund B (SBI Midcap Fund) ka 5Y return 16.58% se bhi kam hai. Isliye, Fund B aapke liye better option hai.
Q2: Is the higher risk fund worth it?
Ans. Nahi, Fund B (SBI Midcap Fund) ka volatility 14.71 hai aur Sharpe ratio 0.61 hai, jo Fund A (ICICI Prudential Bluechip Fund) ka 14.52 volatility aur 0.71 Sharpe ratio se kam hai. Isliye, Fund A aapke liye better hai.
Q3: Which fund is more cost-effective?
Ans. Fund A (ICICI Prudential Bluechip Fund) ka expense ratio 0.52% hai, jo Fund B (SBI Midcap Fund) ka 1.62% expense ratio se kam hai. Isliye, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price